Strong long-
term performance

The Balanced investment option for our Accumulation account has produced strong returns with fewer ups and downs over the past 10 years.1

This result is driven by a unique investment approach that aims to provide consistent growth with less risk.

8.04%p.a. 10-year annual return - Balanced option2
Platinum performance
10-year Platinum
Performance
Profit for members We don’t have shareholders. Everything we do is to benefit our members.

We're one of Australia’s oldest and largest super funds,5 and our members have come first for over 100 years. Because we’re a profit-for-members fund, you can be assured that we’re working in your best interests, not someone else's.

members
594,000 members and counting
100+ years strong
$117 bnfunds under administration6

With over 594,000 members and $117 billion in funds under administration,6 we’ve helped our members feel strong about their super for over 100 years.

#1 in member satisfaction

Across the 14 largest super funds, QSuper ranks the highest for member satisfaction with financial performance, according to Roy Morgan.7

QSuper has also been rated the most recommended super fund in the DBM Atlas survey, the largest financial services research program in the country.1

QSuper
 
Unisuper
 
AustralianSuper
 
First State Super
 
Cbus
 
Colonial First State
 
HESTA
 
HOSTPLUS
 
OnePath
 
MLC
 
Sunsuper
 
BT
 
REST Super
 
AMP
 
 
 
 
View all
$320annual fee
$643annual fee
Simple transparent fees

We believe in keeping fees low. In fact, our fees are among the lowest in the country6 and our members don't pay any transaction or switching fees.7

$0 Fixed yearly fee
$0 Investment switching fees
$0 Withdrawal fees
   
Manage your own investments or let us take care of it for you

QSuper offers an industry-leading investment option that automatically adjusts your investment strategy based on your age and account balance. You don’t have to lift a finger, while you enjoy now, knowing you'll be right later.

 

Connect with your super anytime, anywhere

Member Online and our app are simple and secure, with everything you need at your fingertips. Staying on top of your super just got a whole lot easier.

Award-winning
Smooth Ride Smooth Ride award

We're the #1 fund for weathering ups and downs in the market, while still delivering strong returns.3

Pension of the year Pension Fund of the Year

Our Income account has won this award five times for excellence in investments, services, fees, and more.11

SuperRatings 10 year platinum performance 10-year Platinum performance

Since 2006, our Accumulation account has received the 10-year Platinum performance rating.12

Join today

Around 10 minutes to apply online and you'll be on your way to enjoying the QSuper feeling.

1.Award is based on information collected from the DBM Atlas research program – feedback from over 80,000 business owners or retail customers, from January 2019 through December 2019. Award results are based on experiences and perceptions of customers surveyed in this period. For DBM Atlas and DBM Australian Financial Awards information, visit www.dbmconsultants.com.au
2. SuperRatings Fund Crediting Rate Survey, June 2020. SR50 Balanced Index (60-76). Past performance may not be a reliable indicator of future performance. QSuper’s Accumulation account, Balanced option only, ranked eight over ten years to 30 June 2020. Based on cumulative returns compounded annually after fees and taxes excluding fixed administration, contribution, switching fees and insurance premiums. SuperRatings does not issue, sell, guarantee, or underwrite this product. Ratings, awards or investment returns are only one factor that you should consider when deciding how to invest your super. Go to www.superratings.com.au for details of its ratings criteria.
3. Winner of SuperRatings’ Smooth Ride 2020 award. The rating/award is issued by SuperRatings Pty Ltd (ABN 95 100 192 283, AFSL 311880) (SuperRatings). Ratings are general advice only and have been prepared without taking account of your objectives, financial situation, or needs. Consider your personal circumstances, read the product disclosure statement, and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell, or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings uses objective criteria and receives a fee for publishing awards. Visit superratings.com.au for ratings information.
4. For the financial years 2010 to 2020. Past performance may not be a reliable indicator of future performance. QSuper’s Accumulation account, Balanced Option only. The return is an compound annualised return reflected after administration fees, investment fees, and tax. Disclosed/reported investment returns reflect the returns of the fund and not member returns of the investment options, as they do not take into account the timing of contributions, investment switches, or withdrawals.
5. Australian Prudential Regulation Authority (APRA) Annual Fund-level Superannuation Statistics, June 2019 edition (issued 10 December 2019) for assets.
6. Funds under administration as at 30 June 2020. Net assets include the retirement funds managed by QSuper and employer-sponsor receivables for Defined Benefit members managed and held by Queensland Treasury.
7. Roy Morgan, Superannuation Satisfaction: Satisfaction with Financial Performance of Superannuation in Australia. 6 months to April 2020, n=5,532, Base: Australians aged 14+ with work-based or personal superannuation. 14 largest super funds based on customer numbers.
8. Chant West Super Fund Fee Survey, March 2020. The Chant West data is based on information provided by third parties that is believed to be accurate. Chant West does not issue, sell, guarantee, or underwrite this product. The findings are based on account balances of $25,000 and $50,000. Only administration and investment fees and costs are covered. Fees are gross of income tax. Go to chantwest.com.au for further information about the methodology used and Chant West's Financial Services Guide. For the QSuper investment options: Lifetime option Focus 1, Aggressive, Growth, and Moderate.
9. Excludes the Self Invest option.
10. The annual fee for QSuper Balanced options comprises of the investment fee, indirect cost ratio, and admin fee (%p.a.), which are based on the fees and costs for the financial year ended 30 June 2020. The total fees and any other applicable fees are deducted daily from the unit price before the unit price is declared, and may differ from future fees and costs. The average super fund annual fee is modelled on a small ($500K) employer size and is sourced from SuperRatings Fundamentals Reports, 30 June 2020. SuperRatings does not issue, sell, guarantee, or underwrite this product. Go to superratings.com.au for details of criteria used. Past performance is not a reliable indicator of future performance.
11. The Chant West ratings logo is a trademark of Chant West Pty Limited and used under licence. It is only current at the date awarded by Chant West. The rating and associated material is only intended for use by Australian residents within the jurisdiction of Australia, and is not permitted to be considered or used by a party outside of Australia. Chant West does not issue, sell, guarantee, or underwrite this product. For further information about the methodology used by Chant West, see chantwest.com.au. Chant West has given and has not withdrawn its written consent to the inclusion on this website of the references to Chant West and the inclusion of the ratings logo or rating in the form and context in which they are included. Past performance is not a reliable indicator of future performance. Awards and ratings are only one factor when deciding how to invest your super.
12. SuperRatings does not issue, sell, guarantee, or underwrite this product. Go to superratings.com.au for details of its ratings criteria. SuperRatings Pty Ltd has given its written consent to the inclusion of each reference to SuperRatings (including its ratings logos) and the statements made by or said to be based on statements by SuperRatings in the form and context in which they are included on the QSuper website. Past performance is not a reliable indicator of future performance.