#1 fund for weathering market ups and downs3
SuperRatings' Pension of the Year 4 years in a row4
Find out how to change your investment options
Your investment goals for your super are likely to change over time. So if you'd like to switch from your current investment options, find out how – and when you might want to.
Log in or register for Member Online to change your investment options for your current balance and/or future contributions, or to change where your Income account payments are paid from.
Log in to Member Online to choose how you'd like your super invested.
You can switch whenever you want to – we won't limit your movements except in very rare circumstances.1
Unlike some other super funds, we don't charge any fees to switch between investment options, unless you trade directly in Self Invest.
Choosing the right investment option can make a big difference to your future lifestyle.
Find out about our investment options' risk levels, asset allocations, shareholdings, and historical performance.
It's also a good idea to understand the basics of investing before you make a change to your investments.
Choose your QSuper investment options with confidence, with advice personalised for you, available online.
It only takes about 10 minutes online, and there's no additional cost for eligible QSuper members.
Many members tell us how they want to invest their super – and you may want to as well if you have particular goals for super, such as:
You don't need to choose investment options unless you want to. If you don't choose, we automatically invest your super in our Lifetime option for Accumulation accounts or our Balanced option for Income accounts.
Your investment switch will, in most cases, be reflected on your account within 2 working days after we receive your application. Your balance will stay invested as is until the switch is finalised.
Switches submitted after 3.00pm (Queensland time) on a business day, or any time on a non-business day, are considered to be received the next business day.
For switches affecting your current balance, you will receive the unit price 2 working days after we receive your application for your switch. Until then, our unit prices – and therefore your account balance – reflect current market movements and asset valuations.
Switches for future contributions take effect immediately.
You can cancel your investment switch request before 3.00pm (Queensland time) on the Brisbane business day we receive it, but not after that time. You can do this via your request history in Member Online.
No, you don't need to choose investment options unless you want to.
If you don't choose, we automatically invest your super in our Lifetime option for Accumulation accounts or our Balanced option for Income accounts.
If you do want to switch investments, it's easiest and quickest to do this online. However, if you prefer, you can fill in and send us a QSuper investment switch form.
For a deeper understanding of your investment options and choices, view all investment options or read our Investment Choice Guide (pdf).
It only takes around 2 minutes through Member Online to switch investment options.