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Make sure you're covered
Having the right level of insurance cover can give you the confidence to get on with life, knowing you and your family are protected. The amount of insurance cover you'll need will depend on your unique circumstances, including your family situation and financial commitments.
If you have a QSuper account, you may already have life insurance1 included in your super, with the flexibility to change or cancel your cover according to your needs. Here are some things to consider when working out how much of each type of cover you may need. You can check your current level of cover in Member Online.
Our insurance needs calculator can help you work out how much insurance you need.
How much you'll pay for insurance cover will depend on your age, the type and amount of cover you hold, and how you've personalised it. Use our insurance premium estimator to get an idea of how much different levels of cover will cost with us.
Our insurance is flexible. You can increase or decrease your level of cover, and choose your income protection waiting and benefit periods (except for police officers). You can also cancel or permanently opt in to cover, or change how much you pay to better reflect your job by applying an occupational rating.
Get advice about how much insurance you might need on your QSuper account.
1. The insurance cover provided will vary depending upon your circumstances. Please refer to the QSuper Insurance Guide (pdf) for full details or check your insurance cover by logging into Member Online.