Enjoy life after work with our award-winning Retirement Income account

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Turn your super into income

You don't need to withdraw all your superannuation when you stop working. With a Retirement Income account, you can turn your super into an income stream. As your money stays invested, your savings can continue to grow.

Potential tax benefits

A Retirement Income account can help maximise your savings, with tax-free investment earnings and no tax on payments or withdrawals after you turn 60.


When QSuper wins, our members win.

Our Income Account has won a number of awards in 2019, including Money Magazine’s Best Pension Fund Manager and SuperRatings Pension Fund of the Year.

moneymag superratings

Retire with a fund you can trust

Find out why more than 40,000 Australians have partnered with QSuper in retirement.

Flexible payment options

Control how much and how often you are paid, withdraw extra money at any time, and easily manage your account via Member Online.

Strong long-term performance

Choose from our range of investment options, including our performance-topping Balanced option.1

Simple, transparent fees

We’re profit for members, not shareholders – so we aim to keep fees low.


A bonus when you retire

You may be eligible for a transfer bonus when you open a Retirement Income account. Log in to Member Online to see your estimate.

Check your eligibility

Before you open a QSuper Retirement Income account, make sure you meet the following conditions:

Be over age 65

If you are under age 65, there are restrictions around when you can open a Retirement Income account.2

Reached your preservation age and permanently retired

You need to have reached your preservation age (between age 55 and 60, depending on when you were born) and be retired from work.2

Minimum $30,000

You'll need a balance of at least $30,000.

Be a QSuper member

If you're not a QSuper member, you can easily join online.

Find out more

Learn how superannuation works in retirement

Attend an exclusive member seminar

Connect with a professional adviser

Read our Income Account Guide (pdf)

1. QSuper Balanced Option awarded #1 performance over 10 years by SuperRatings. SuperRatings SR50 Balanced Index (60-76) median based on cumulative returns compounded annually after fees and for initial $50,000 invested over the period to 28 February 2019. Based on funds open to the public. Past performance may not be a reliable indicator future performance.
2. There are other limited circumstances where you may be able to open an Income account. Refer to the Income Account Guide.