A focus on long-term performance
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Compare our retirement products
You deserve a tomorrow worth looking forward to. That's why our range of retirement products work together to help you make the most of your super and the Age Pension (if eligible). Don't yet have a QSuper account? You can still retire with Australian Retirement Trust.
Our great range of award-winning retirement solutions is just one of the many reasons to retire with QSuper. Our retirement products can be used on their own or in a combination, making it easy for you to choose the best option to suit your lifestyle.
Can't join QSuper? See ART products instead
Access some of your super while you’re still working.
Key features
Who's this for?
You've reached your access age and are under 65.
Turn your super into a regular income when you stop working.
You've reached your access age and retired.
An income for life, designed to be used with our Retirement Income account.
You're aged between 60 and up to your 80th birthday.
Once you've retired and reached your access age, you can make withdrawals from your Accumulation account. While it doesn’t have the same tax benefits as our other retirement products, you can still use it to access your savings. And your super stays invested, with insurance available up to certain ages (if eligible).
Anyone can retire with ART, one of Australia's largest super funds. Enjoy the confidence of being with a super fund looking after more than $260 billion in retirement savings for 2.3 million members.
Use our resources and calculators to find out how to make the most of your super.
Our different retirement products are designed to work together with the Age Pension if you're eligible.
Use our calculators to see what happens if you make extra contributions, reduce your hours, or receive the Age Pension.
Our Lifetime Pension is designed to work together with our Retirement Income account for a complete retirement solution.
With the financial security of an income for life, you can decide how much of your super you'd like to allocate to each award-winning product.3
Each QSuper account uses has different features to provide you with the security and certainty to enjoy your retirement.
Transition to Retirement
Retirement Income
Lifetime Pension
Accumulation
Yes
No
N/A
From your access age up to 65
Your access age and retired
60-80th birthday and retired
All ages
Learn more about super to make informed decisions about your future.
Talk to us about your different retirement options with QSuper.
Professional financial advice can help you decide which QSuper products might benefit you.
1. A Retirement Income account can help maximise your savings, with tax-free investment earnings and no tax on payments or withdrawals after you turn 60. 2. Lump sum withdrawals are generally not available for Accumulation unless retired or early access (e.g. financial hardship, compassionate grounds, terminal medical condition, or total and permanent disability), or for TTR accounts. However, members may be eligible to withdraw unrestricted, non-preserved (cashable) amounts. 3. Subject to transfer balance cap and minimum investment amounts. Further details are available in the QSuper Product Disclosure Statement for Income Account and Lifetime Pension (pdf).