Use our calculators to get a comprehensive view of your retirement income, including the Age Pension. You can see what happens if you make different plans, such as making extra contributions or taking a career break.

Still working
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Super Projection Calculator

  • Check how much super you're on track to end up with, what sort of income you can expect in retirement, and how long your super might last.
  • Designed for people who are still working.
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Retired
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Retirement Calculator

  • Explore how a combination of different products may work for you over the course of your retirement.
  • Designed for people approaching or already in retirement.
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Retired
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QSuper Lifetime Pension Income Estimator

  • Compare the income you could receive in your first year with a QSuper Lifetime Pension using different purchase amounts.
  • Designed for people approaching or already in retirement.
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What else to consider

Our calculators are great tools to help you compare your options and plan your choices. When using our calculators, it's also worth considering the following.

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Grow your super

If your super needs help, you can take actions to feel more confident about your future:

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How much you need to retire

How much money you'll need in retirement depends on:

  • Your personal circumstances
  • The lifestyle you want in retirement
  • How long your money needs to last.
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Planning your retirement

There's always something you can do to maximise your finances before retiring:

 

Reasons to love QSuper

If you're a QSuper member or eligible to join, find out why we're a great choice for both your working years and enjoying your retirement.

 

Why choose QSuper?

Find out why we're #1 for weathering market ups and downs,1 with fees among the lowest in the country.2

Find out more
 

Why retire with QSuper?

You deserve to enjoy life after work with security and confidence, with Australia's most-awarded retirement account in super.3

Find out more

Can I open a QSuper account?

If you're eligible, it only takes around 10 minutes to apply online, and you'll be on your way to enjoying the QSuper feeling.

Can I join?

1. Winner of SuperRatings' Smooth Ride 2022 award. The Smooth Ride 2022 award was based on the investment results of the default investment options for the QSuper Accumulation and Income accounts before QSuper's merger with Sunsuper. The rating/award is issued by SuperRatings Pty Ltd (ABN 95 100 192 283, AFSL 311880) (SuperRatings). Ratings are general advice only and have been prepared without taking account of your objectives, financial situation, or needs. Consider your personal circumstances, read the product disclosure statement, and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell, or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings uses objective criteria and receives a fee for publishing awards. Visit superratings.com.au for ratings information. This award was received before QSuper merged with Sunsuper to become Australian Retirement Trust on 28 February 2022. The QSuper products that received these awards have kept the same key features post-merger.
2. Chant West Super Fund Fee Survey, March 2021. The Chant West data is based on information provided by third parties that is believed to be accurate. Chant West does not issue, sell, guarantee, or underwrite this product. The findings are based on account balances of $25,000 and $50,000. Only administration and investment fees and costs are covered. Fees are gross of income tax. Go to chantwest.com.au for further information about the methodology used and Chant West's Financial Services Guide. For the QSuper investment options: Lifetime option Focus 1, Aggressive, Balanced, and Moderate. © Zenith CW Pty Ltd ABN 20 639 121 403 (Chant West), Authorised Representative of Zenith Investment Partners Pty Ltd ABN 27 103 132 672, AFSL 226872 under AFS Representative Number 1280401, 2021. These findings were made before QSuper merged with Sunsuper to become Australian Retirement Trust on 28 February 2022. As the fee structure of the product remains the same, this ranking still applies.
3. These awards were received before QSuper merged with Sunsuper to become Australian Retirement Trust on 28 February 2022. The QSuper products that received these awards have kept the same key features post-merger.Based on recipients of Pension awards from SuperRatings, Chant West, and Conexus Financial between 2015 and 2021, and awards for Lifetime Pension from its launch in 2021 onwards. These awards are solely statements of opinion and do not represent a recommendation to purchase, hold, or sell any securities, or make any other investment decisions. Ratings are subject to change. Ratings, awards, or investment returns are only one factor that you should consider when deciding how to invest your super. Past performance may not be a reliable indicator of future performance. Visit our awards page for more information. The ratings are issued by SuperRatings Pty Ltd ABN 95 100 192 283 AFSL 311880 (SuperRatings). Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings uses objective criteria and receives a fee for publishing awards. Visit superratings.com.au for ratings information and to access the full report. © 2022 SuperRatings. All rights reserved. © Zenith CW Pty Ltd ABN 20 639 121 403 (Chant West), Authorised Representative of Zenith Investment Partners Pty Ltd ABN 27 103 132 672, AFSL 226872 under AFS Representative Number 1280401, 2021. Go to chantwest.com.au for further information about the methodology used, and see Chant West's Financial Services Guide. For Conexus Financial, we were most recently awarded Pension Fund of the Year 2019. The Conexus Financial Superannuation Awards are determined on a range of criteria set and applied by an independent expect selection committee. Awards were issued 28 February 2019, and are solely statements of opinion, and do not represent recommendations to purchase, hold, or sell any securities, or make any other investment decisions. Ratings are subject to change. Ratings, awards, or investment returns are only one factor that you should consider when deciding how to invest your super.