#1 fund for weathering market ups and downs3
SuperRatings' Pension of the Year three years in a row4
There are billions of dollars in unclaimed super. Could some of it be yours?
Do you have lost super?
Australians have $13.8 billion in lost super held by the ATO.1
Lost super belongs to people whose super fund can no longer contact them or they haven't made a contribution in over 5 years.
There are millions of lost and unclaimed super accounts worth over $13.8 billion.1 Could some of this be yours?
It's easy to find and combine your super online.2
Log in to your myGov account, click on 'ATO', then 'Consolidate super'.
You'll be able to see details of all your super accounts, including any you've forgotten about.
There are no paper forms to sign or mail in. Complete the entire process in myGov.
Unclaimed super (also called ATO-held super) is different to lost super because it is sent to the ATO if your super fund can't contact you when you become eligible to receive your super, either when you turn 65 or when a benefit becomes payable. This includes amounts paid for you by employers, super funds, retirement savings accounts (RSA), or the government.
Generally, super will be transferred to the ATO for any of the following:
To check whether you have unclaimed super - and claim it if you do - log in to your myGov account, then click on 'ATO'.
To find out whether your loved one who has died had any unclaimed super, it's best to contact the ATO directly.
Easily find your super through myGov.
1. Australian Taxation Office, Lost and unclaimed super by postcode as at 30 June 2020, data released 18 March 2021, accessed on 23 March 2021.
2. Before you consolidate your super, you should check with your other super funds about any fees or loss of insurance or other benefits.