How does QSuper rate?

Compare super funds

How much better off could you be with QSuper?

When members come first, we all win1

How does QSuper rate?

Compare super funds

How much better off could you be with QSuper?

When members come first, we all win1

Performance

QSuper performance review

The Balanced investment option for our Accumulation account has produced strong returns with fewer ups and downs over the past 10 years.2

These QSuper returns are driven by a unique investment approach that aims to provide consistent growth with less risk.

10-year annual return - Balanced option3

8.61% p.a.

As at 30 June 2021

15-year platinum performance
SuperRatings Platinum Performance rating 15 years in a row

Our performance
Fees

Super fees comparison

Keeping fees low makes a big difference. That's why our fees are among the lowest in the country,4 and our members don't pay any transaction or switching fees.5

Select account balance

 

$350 QSuper annual fee

 

$610 Average annual fee

SuperRatings Fundamentals Report, 31 August 2021. For the QSuper Balanced option.6
Our fees

Anyone can join QSuper

We're open to the public, so no matter where you work, you can join more than 600,000 Australians who choose QSuper.

Check out more reasons why you'll love QSuper, or learn more about how and why to switch super funds.

Join today

#1 in member satisfaction

Across the 15 largest super funds, QSuper ranks the highest for member satisfaction with financial performance, according to Roy Morgan.7

View all awards and ratings
  • QSuper
  • Unisuper
  • Cbus
  • AustralianSuper
  • HESTA
  • VicSuper
  • CARE Super
  • HOSTPLUS
  • First State Super
  • MLC
  • Sunsuper
  • Colonial First State
  • REST Super
  • BT
  • AMP

  • 50%

    60%

    70%

    80%

    90%

Source: Roy Morgan Single Source (Australia), 6 months to April 2021.

Fund comparison tool

Use the ATO's tool to compare MySuper accounts, or use the SuperRatings tool to do your super comparison of more than 200 super funds for features such as:

Investment performance and options

Fees and charges

Customer service

Insurance

See how much better off you are with QSuper, and enjoy some of the lowest administration fees around.

Note: This super fund comparison tool is maintained by SuperRatings. This tool is updated quarterly and may not reflect very recent product changes.

Frequently asked questions (FAQs)

We come highly rated, so you can be sure you're getting a good deal. Both our Accumulation and Income accounts are regularly awarded the highest rating of 5 Apples by specialist research consultancy Chant West.10 And in the comparison of super fund performance, we've received a 15-year Platinum Performance rating from SuperRatings.11

Rainmaker also rated us Australia's best value superannuation fund for young people, in their 2020 Superannuation Benchmarking report.

You can feel confident, knowing our performance is award-winning. We've won SuperRatings' Smooth Ride award12 for being the best super fund at weathering the ups and downs of the market, while still delivering strong outcomes, and Chant West's Best Fund for Investments award.10

View our performance, our range of investment options, or our other awards.

A super fund you can trust
We don't have shareholders. Everything we do is to benefit our members.

Being profit-for-members means you can be sure we're working in your best interests, not someone else's.

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$133 billion in funds under administration8

100 year icon

Over 100 years of helping members

Value graph icon

620,000 members and counting

Always here for you. As one of one of Australia's largest super funds,9 we've been helping our members feel good about their super for more than 100 years.

Join today

It only takes around 10 minutes to apply online and you'll be on your way to enjoying the QSuper feeling.

Join QSuper

1. The rating is issued by SuperRatings Pty Ltd ABN 95 100 192 283 AFSL 311880 (SuperRatings). Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings uses objective criteria and receives a fee for publishing awards. Visit www.superratings.com.au for ratings information and to access the full report. © 2021 SuperRatings. All rights reserved.
The Chant West ratings logo is a trademark of Chant West Pty Limited and used under licence. It is only current at the date awarded by Chant West. The rating and associated material is only intended for use by Australian residents within the jurisdiction of Australia, and is not permitted to be considered or used by a party outside of Australia. Chant West does not issue, sell, guarantee, or underwrite this product. For further information about the methodology used by Chant West, see chantwest.com.au. Chant West has given and has not withdrawn its written consent to the inclusion on this website of the references to Chant West and the inclusion of the ratings logo or rating in the form and context in which they are included. Past performance is not a reliable indicator of future performance. Awards and ratings are only one factor when deciding how to invest your super.
Money magazine awards are solely a statement of opinion and do not represent a recommendation to purchase, hold, or sell this product, or make any other investment decisions. Ratings are subject to change. Past performance is not a reliable indicator of future performance. Go to moneymag.com.au for details of its ratings criteria.

2. SuperRatings Fund Crediting Rate Survey, April 2021. SR50 Balanced Index (60-76). Past performance may not be a reliable indicator of future performance. Based on cumulative returns compounded annually after fees and taxes excluding fixed administration, contribution, switching fees and insurance premiums. SuperRatings does not issue, sell, guarantee, or underwrite this product. Ratings, awards or investment returns are only one factor that you should consider when deciding how to invest your super. Go to www.superratings.com.au for details of its ratings criteria.

3. Past performance may not be a reliable indicator of future performance. QSuper’s Accumulation account, Balanced Option only. The return is an compound annualised return reflected after administration fees, investment fees, and tax. Disclosed/reported investment returns reflect the returns of the fund and not member returns of the investment options, as they do not take into account the timing of contributions, investment switches, or withdrawals.

4. Chant West Super Fund Fee Survey, March 2021. The Chant West data is based on information provided by third parties that is believed to be accurate. Chant West does not issue, sell, guarantee, or underwrite this product. The findings are based on account balances of $25,000 and $50,000. Only administration and investment fees and costs are covered. Fees are gross of income tax. Go to chantwest.com.au for further information about the methodology used and Chant West's Financial Services Guide. For the QSuper investment options: Lifetime option Focus 1, Aggressive, Balanced, and Moderate.

5. Excludes the Self Invest option.

6. The annual fee for QSuper Balanced options comprises of the investment fee, indirect cost ratio, and admin fee (%p.a.), which are based on the fees and costs for the financial year ended 30 June 2021. The total fees and any other applicable fees are deducted daily from the unit price before the unit price is declared, and may differ from future fees and costs. The average super fund annual fee is modelled on a small ($500K) employer size and is sourced from SuperRatings Fundamentals Reports, 31 August 2021. The rating is issued by SuperRatings Pty Ltd ABN 95 100 192 283 AFSL 311880 (SuperRatings). Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings uses objective criteria and receives a fee for publishing awards. Visit superratings.com.au for ratings information and to access the full report. © 2021 SuperRatings. All rights reserved. Past performance is not a reliable indicator of future performance.

7. Roy Morgan, Superannuation Satisfaction: Satisfaction with Financial Performance of Superannuation in Australia. 6 months to April 2021, n=19,117. Base: Australians aged 14+ with work based or personal superannuation. 15 largest super funds based on customer numbers.

8. Funds under administration as at 30 June 2021. Net assets include the retirement funds managed by QSuper and employer-sponsor receivables for Defined Benefit members managed and held by Queensland Treasury.

9. Australian Prudential Regulation Authority (APRA), Annual Fund-level Superannuation Statistics, June 2020 edition (re-issued 26 March 2021) for assets.

10. 5 Apples awarded in 2020, 2019, 2015, 2014, and 2013. Best Fund: Investments Award received in 2020. The Chant West ratings logo is a trademark of Chant West Pty Limited and used under licence. It is only current at the date awarded by Chant West. The rating and associated material is only intended for use by Australian residents within the jurisdiction of Australia, and is not permitted to be considered or used by a party outside of Australia. Chant West does not issue, sell, guarantee, or underwrite this product. For further information about the methodology used by Chant West, see chantwest.com.au. Chant West has given and has not withdrawn its written consent to the inclusion on this website of the references to Chant West and the inclusion of the ratings logo or rating in the form and context in which they are included. Past performance is not a reliable indicator of future performance. Awards and ratings are only one factor when deciding how to invest your super.

11. Past performance is not a reliable indicator of future performance. Based on the QSuper’s Accumulation account Balanced investment option. SuperRatings Fundamentals report as at 2020. This finding is based on the industry average measures for $50,000 invested in the Balanced investment option using the actual net returns and fees from the current product disclosure statement when we printed the report. It doesn’t include the cost of insurance. SuperRatings does not issue, sell, guarantee, or underwrite this product. When making decisions about the product, you should consider things like fees, the services and benefits offered, and long-term performance. The rating is issued by SuperRatings Pty Ltd ABN 95 100 192 283 AFSL 311880 (SuperRatings). Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings uses objective criteria and receives a fee for publishing awards. Visit superratings.com.au for ratings information and to access the full report. © 2021 SuperRatings. All rights reserved.

12. The rating is issued by SuperRatings Pty Ltd ABN 95 100 192 283 AFSL 311880 (SuperRatings). Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings uses objective criteria and receives a fee for publishing awards. Visit superratings.com.au for ratings information and to access the full report. © 2021 SuperRatings. All rights reserved.