A focus on long-term performance
Our Lifetime Pension won Canstar's Innovation Excellence Award 2023
How does QSuper rate?
How much better off are you with QSuper?
When members come first, we all win1
Did you know our High Growth option for Super Savings accounts has outperformed the industry median over the last 1, 3, 5, 7, and 10 years?1
Remember, past performance isn't a reliable indicator of future performance.
10-year annual return - High Growth option1
8.79% p.a.
As at 31 March 2025
15-year platinum performance SuperRatings Platinum Performance rating 15 years in a row.2
If you're a new Queensland Government employee (or a business with us as their chosen super product), or the spouse or child (under 25 years old) of an existing QSuper member, or starting a Lifetime Pension, you can join.
If not, don't worry! You can still join Australian Retirement Trust and access the same support you'd get with QSuper.
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1. Over the 10 years to 30 June 2025, our High Growth option returned 9.40% p.a. Our returns are after investment fees and costs, transaction costs and where applicable, investment taxes, but before administration fees and costs. To show the returns for the High Growth option up to 30 June 2024, we have used the returns of the Growth option (which commenced on 28 February 2022 and adopted the investment strategy of the pre-merger Sunsuper Growth option) for periods prior to 28 February 2022. Actual returns will differ for individuals. Default option is QSuper Lifetime. Source: SuperRatings Fund Crediting Rate Survey - SR50 Growth (77-90) Index and Growth (77-90) category, 30 June 2025. The SR50 Growth (77-90) Index and Growth (77-90) category comprise selected investment options with a similar asset allocation to growth style assets between 77-90%. Past performance is not a reliable indicator of future performance. Ratings and awards are only one factor to be taken into account when deciding to invest. Investment returns are net of investment fees and costs, transaction costs, and investment taxes (where applicable). Products issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL No. 228975) as trustee for Australian Retirement Trust (ABN 60 905 115 063). Product issued by Australian Retirement Trust Pty Ltd. Consider the Super Savings product disclosure statements and TMDs before deciding at qsuper.qld.gov.au/docs.
2. The rating is issued by SuperRatings Pty Ltd (SuperRatings) ABN: 95 100 192 283 a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd ABN 11 151 658 561, AFSL No. 421445 (Lonsec Research). Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings uses objective criteria and receives a fee for publishing awards. Visit superratings.com.au for ratings information and to access the full report. © 2024 SuperRatings. All rights reserved.
3. QSuper was founded in 1913 before merging with Sunsuper on 28 February 2022 to form Australian Retirement Trust.
4. We don’t create, sell or promote any of these products or services ourselves. We’re sharing the info in case you’re interested and encourage you to look into them and decide if they’re right for you. Because of that, subject to applicable law, we’re not responsible for any claims suppliers make about their products or services. Also, rest assured we’ll never share any of your personal details with them unless you agree to this as part of the registration process, and you have provided your express consent. You’ll get more details when you register, and in the Member Online terms and conditions, which you’ll need to agree to if you want to access the rewards program. If you’ve got any questions, worries or suggestions, call us on 1300 360 750 or write to us at QSuper Member Services, GPO Box 200 Brisbane QLD 4001. When we say ‘we’, ‘us’ or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’).
