#1 fund for weathering market ups and downs3
SuperRatings' Pension of the Year three years in a row4
We aim to provide strong, long-term performance and investment options that are tailored to your needs.
Lifetime is a unique investment option that automatically personalises your investment strategy based on your age and account balance, helping you get the most out of your super, at every stage of your life.1
Total fee:2 0.42% - 0.74% p.a. of your balance depending on your Lifetime group.
Choose from a range of investment options that are aligned to your goals.
Moderate, Balanced, Socially Responsible or Aggressive
Single sector options:
Cash, Diversified Bonds, International Shares or Australian Shares
Total fee:2 0.22% - 0.69% p.a.
Take full control of where your super is invested. You can invest in:
Fees: $299 p.a. + 0.16% p.a. + brokerage fees
You can check your current investment options in Member Online or our app.
At QSuper, we know that many people just want the peace of mind of knowing their investment strategy is in the hands of someone they can trust.
That's why we offer a default investment option called Lifetime.
Lifetime personalises your investment strategy for every stage of your life. Every six months, we assess your age and account balance so you don't need to worry about making adjustments to your super as your circumstances change.
If you want to have more control over your super, you can choose from a range of our Diversified and Single Sector or Self Invest investment options. When making an investment choice, make sure you consider:
When it comes to choosing the best super investment strategy for your needs, getting some professional guidance can help.
Your super is likely to be one of the biggest investments of your life. We understand that, and with more than one hundred years of experience, you can have the confidence to enjoy today, knowing we're working hard to look after your retirement savings.
Our unique superannuation investment approach aims to provide strong returns over the long term, with fewer ups and downs along the way.
As one of Australia's largest super funds, we have access to assets that are not available to individuals, Self Managed Super Funds (SMSFs), and even other super funds.
Our administration and investment management fees are among the lowest of any super fund in Australia.3
Learn what else to consider when finding the best super fund in Australia.
Being a profit for members fund means that we don't have shareholders so our interests are aligned with yours.
We have been recognised for value for money by receiving SuperRating's Best value for money Platinum Performance rating for 11 consecutive years.
Across the 14 largest super funds, QSuper ranks the highest for member satisfaction with financial performance.4
We're proud to help more than half a million members feel good about their future.
Join half a million Australians who are already enjoying the QSuper feeling.
1. For Accumulation accounts only.
2. Our total fee includes administration fees, investment fees, and indirect cost ratio.
3. Chant West Super Fund Survey, March 2020. The Chant West data is based on information provided by third parties that is believed to be accurate. Chant West does not issue, sell, guarantee or underwrite this product. The findings are based on account balances of $25,000 and $50,000. Only administration and investments fees and costs are covered. Fees are gross of income tax. Go to chantwest.com.au for further information about the methodology used and Chant West's Financial Services Guide. For the QSuper investment options: Lifetime option Focus 1, Aggressive, Growth and Moderate.
4. Roy Morgan, Superannuation Satisfaction: Satisfaction with Financial Performance of Superannuation in Australia. 6 months to April 2020, n=5,532, Base: Australians aged 14+ with work based or personal Superannuation. 14 largest super funds based on customer numbers.