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QSuper investment options

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Lifetime

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Let us manage your investments

Lifetime is an investment option that automatically personalises your investment strategy based on your age and Lifetime account balance, helping you get the most out of your super, at every stage of your life.1

Cost of product for $50,000:2 
$260 - $425 p.a. depending on your Lifetime group.

Find out more
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Diversified and Single Sector

Take some control

Choose from a range of investment options that are aligned to your goals.

Diversified options:
Moderate, Balanced, Socially Responsible or Aggressive

Single sector options:
Cash, Diversified Bonds, International Shares or Australian Shares

Cost of product for $50,000:2 
$145 - $405 p.a.

Find out more
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Self Invest

Make all the decisions

Take full control of where your super is invested. You can invest in:

Fees and costs:3
$299 p.a. + 0.15% p.a. + 0.07% p.a. taken from general reserves (not your account) + other fees and costs apply depending on member activity.

Find out more about fees
Find out more about Self Invest

You can check your current investment options in Member Online or our app.

Let us take care of your super

We know that many people just want the peace of mind of knowing their investment strategy is in the hands of someone they can trust.

That's why we offer a default investment option called Lifetime.

Lifetime personalises your investment strategy for every stage of your life. Every 6 months, we assess your age and Lifetime account balance so you don't need to worry about making adjustments to your super as your circumstances change.

Choose your own investment strategy

If you want to have more control over your super, you can choose from a range of our Diversified and Single Sector or Self Invest investment options. When making an investment choice, make sure you consider:

  • How long your money will be invested for
  • The level of risk you can, or should, take to achieve your goals
  • How involved you want to be in managing your super.

When it comes to choosing the best super investment strategy for your needs, getting some professional guidance can help.

Choosing your investment options

Watch this video to learn more about our investment options, what they're invested in, and how to choose which ones are right for you.

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Want help deciding?

In just 10 minutes, you can use our online tool to check which investment options could be right for you.

Get started
 

The QSuper difference

Your super is likely to be one of the biggest investments of your life. We understand that, and with 140 years’ combined experience as part of Australian Retirement Trust, you can have the confidence to enjoy today, knowing we're working hard to look after your retirement savings.

Focused on strong performance

Our superannuation investment approach aims to provide strong returns over the long term, with fewer ups and downs along the way.
Our size offers opportunity

As part of Australian Retirement Trust, one of Australia's largest super funds, we have access to assets that are not available to individuals, self-managed super funds (SMSFs), and even other super funds.

Committed to lower fees

We're committed to returning profits to members as lower fees and better services.

Learn what else to consider when finding the best super fund in Australia.

Why QSuper?

Profit for members

As part of a fund that works for members, not shareholders, we work in members’ best interests.

Award-winning value

You get the best value for money with our award-winning products.

Tools to feel on top

It's easy to take charge of your super with 24/7 access to your account through Member Online or the QSuper app.

Super you can trust

We have 140 years of combined experience helping members.

Need help deciding?

In just 10-15 minutes, you can get financial advice online about a range of different investment options for your QSuper account.

Get advice

1. For Accumulation accounts only.
2. Cost of product is a summary of ongoing fees and costs that can affect your super investment over 1 year. The cost of product assumes a balance of $50,000 at the beginning of the year, and is based on fees and costs for the year ended 30 June 2022. Other fees and costs may apply. If you have insurance, premiums will apply. Investment fees and costs includes an amount of 0.00% to 0.25% for performance fees. Read the Accumulation account product disclosure statement (PDS) for full details.
3. This covers the access fee and administration fees and costs. Other fees and costs may apply, including for each ETF.