Changing jobs

Yes, any Australian employer can contribute to your QSuper account. This means whether your new role is in the private or public sector, you can keep your QSuper account.

If you don't let your new employer know what super fund you are with, your employer needs to check with the ATO whether you have an existing super fund linked to you (a stapled super fund). If QSuper is your only super account, or if you work for a Queensland Government employer, your new employer will still pay your super to your QSuper account.

If you have a QSuper account but you have a different super fund stapled to you, your super would go to the stapled fund.

This means you could end up paying multiple fees to multiple funds, and make it harder for you to keep track of your money. If you do have more than one super fund, find out how to combine them.

You can always choose what super fund you want to join, or change funds at any time.

To check if your new employer is contributing to QSuper, log in to Member Online and check your transaction history. Keep in mind that different employers may make contributions at different times. Some employers pay every quarter, while others choose to make contributions more often.

If you haven't logged into Member Online before, you'll need to register first.

If you have our app, you can receive notifications when your employer makes their first contribution to your QSuper account.

Whether your super contributions will change depends on your new employer’s super arrangements.

While employers are usually only required to pay super at the current compulsory rate of 11.5%, it’s a good idea to check with your employer directly to make sure you are maximising your employer contributions. Some employers, such as the Queensland Government, have special arrangements in place. For example, they may pay super at a higher rate, or will pay more if you make extra super contributions yourself. Check your super arrangements with your employer.