Strong long-term performance1

With results driven by a unique investment approach that aims to provide strong returns and fewer ups and downs.

Simple, transparent fees

We don't charge any transaction or switching fees.2 We’re profit for members – not shareholders.

Flexible insurance cover

Generous insurance you can tailor to suit your needs – to protect you when you need it most.

Investment options


Your investment needs will change over time, so you can leave your money in our default investment option that uses your age and account balance to set a more personalised investment strategy.

You're set for life
  • For Accumulation accounts only
  • Automatically adjusts to meet your stage in life
  • We set the investment strategy.
How it works

We’ve put together a number of different Lifetime groups, which relate to different ages and Lifetime balances. Each group is designed to meet a range of investment needs at different stages of life.

Diversified and Single Sector

Choose our performance-topping Balanced investment option,1 our Socially Responsible investment option, or any combination of the eight Diversified and Single Sector investment options available.

The choice is yours
  • For Accumulation and Income accounts
  • You can set your mix of cash, bonds, and shares
  • Or choose from one of our pre‑mixed options.

Self Invest

Over 4,000 members take personal control of how their super is invested by using Self Invest. You can self-access different assets and market sectors with the support of enhanced research tools and expert analyst reports.

Get hands on
  • A real alternative to an SMSF
  • Access through Member Online
  • For Accumulation and Retirement Income accounts over $20,000.
A range of options

Invest your super directly in your choice of:

Connect with your super anytime, anywhere

Our app is simple and secure, with everything you need at your fingertips. Staying on top of your super just got a whole lot easier.

Join QSuper

It takes around 10 minutes online, and all Australians are welcome to join.

1. SuperRatings Fund Crediting Rate Survey, April 2021. SR50 Balanced Index (60-76). Past performance may not be a reliable indicator of future performance. QSuper’s Accumulation account, Balanced option only. Based on cumulative returns compounded annually after fees and taxes excluding fixed administration, contribution, switching fees, and insurance premiums. SuperRatings does not issue, sell, guarantee, or underwrite this product. Ratings, awards, or investment returns are only one factor that you should consider when deciding how to invest your super. Go to for details of its ratings criteria. The ratings are issued by SuperRatings Pty Ltd ABN 95 100 192 283 AFSL 311880 (SuperRatings). Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings uses objective criteria and receives a fee for publishing awards. Visit for ratings information and to access the full report. © 2021 SuperRatings. All rights reserved. This ranking was achieved before QSuper became a division of ### on ***. As the features of this product remain the same, this ranking still applies.
2. Excludes the Self Invest option. Fees apply to buying individual shares and ETFs through Self Invest.