Website Disclaimer

This website is operated for and on behalf of the QSuper Board. Unless we tell you otherwise, all products are issued by the QSuper Board (ABN 32 125 059 006, AFSL 489650) as trustee for QSuper (ABN 60 905 115 063) (“the Fund”).

When we say ‘we’, ‘us’, ‘our’, ‘QSuper’, or ‘the QSuper Group’, we are referring to the QSuper Board, QSuper Limited (ABN 50 125 248 286, AFSL 334546), QInvest Limited (QInvest) (ABN 35 063 511 580, AFSL 238274), and QInsure Limited (QInsure) (ABN 79 607 345 853, AFSL 483057), unless the context we are using it in suggests otherwise. QSuper Limited, QInvest, and QInsure are separate legal entities that are ultimately owned by the QSuper Board in its capacity as the trustee for QSuper.

We do not guarantee or represent that the information (including information provided by third parties), is accurate, up to date, or complete and do not take responsibility for any claims, losses, damages, costs, or expenses of whatever nature, which occur as a result of relying on this information. We will do our best to update this website in a timely manner, as soon as possible after any changes happen, however, it may affect the accuracy of this information in the meantime.

Unless we tell you otherwise, software that you can download via links from this website are third party products and are accessed at your own risk. We take no responsibility, provide no warranty, and give no endorsement for third party products. If you have any suggestions or feedback about these products that you want to share with us, please let us know.

Target market determination

Certain products we distribute must have a target market determination to show who are the 'target market' people most suited to these products. View the target market determinations for each of our products.

General advice warning

The information on this website and in the articles provided are general information only and do not take into account your personal objectives, financial situation, or needs. It should not be relied on as legal or taxation advice, and it does not take the place of this type of advice. You should consider the appropriateness of the information in light of your own objectives, financial situation, or needs before acting on it by reading a copy of the product disclosure statement (PDS), the target market determination, and where necessary, seek professional financial advice tailored to your personal circumstances. You can download a copy of the PDS or TMD or call us on 1300 360 750 to request a copy.

Financial advice

QInvest provides the general advice on the website on behalf of the QSuper Board. The QSuper Board has an arrangement with QInvest for QSuper members to have access to personal financial advice in relation to switching between investment options, making extra super contributions, and the level of insurance cover you hold in the Fund, to be provided at no additional cost. The administration fee covers the provision of this advice about your QSuper account. Eligibility conditions apply. Refer to the Financial Services Guide (pdf) for more information.

Case studies

The case studies on this website are provided for illustrative and educational purposes only and the members shown are not real. Additionally, figures may be rounded for ease of understanding. You should seek advice from a suitably qualified professional regarding your own circumstances.

News Hub articles

The articles are for general financial education purposes only using information provided by QInvest on behalf of the QSuper Board as trustee for QSuper. Any personal views and opinions offered by the author/s are not necessarily the views of the QSuper Board or QInvest Limited, or their representatives.


Calculators are generic only and are provided to give you some illustrative examples of different financial scenarios, based on a range of stated assumptions, using the information that you entered. The calculations are intended as estimates only; they are not intended to be kept and should not be relied upon when making an investment decision about a financial product, fund, or strategy, and they are not a substitute for professional personal financial advice. While we have based the information using sources that we believe are reliable and accurate, it should not be regarded as a guarantee of benefits and entitlements. The calculated outcomes will depend on the scenarios that can be generated through the information you enter as input and on a range of factors outside of our control.

We expressly disclaim all liability and responsibility to any person who relies, or partially relies, on anything done or omitted to be done by these calculators. You should seek advice from a suitably qualified professional regarding your own circumstances.

View more on the assumptions used and information about the Super Projection Calculator.

QSuper’s ratings and awards

The website displays ratings and awards received by QSuper. More details about specific ratings or awards.

© Zenith CW Pty Ltd ABN 20 639 121 403 (Chant West), Authorised Representative of Zenith Investment Partners Pty Ltd ABN 27 103 132 672, AFSL 226872 under AFS Representative Number 1280401, 2021. It is only current at the date awarded by Chant West. The rating and associated material is only intended for use by Australian residents within the jurisdiction of Australia and is not permitted to be considered or used by a party outside of Australia. Chant West has given and has not withdrawn its written consent to the inclusion on this website of the references to Chant West and the inclusion of the ratings logo or rating in the form and context in which they are included. Chant West does not issue, sell, guarantee, or underwrite this product. Go to for details of its ratings criteria. Past performance is not a reliable indicator of future performance.

The rating is issued by SuperRatings Pty Ltd ABN 95 100 192 283 AFSL 311880 (SuperRatings). Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings uses objective criteria and receives a fee for publishing awards. Visit for ratings information and to access the full report. © 2022 SuperRatings. All rights reserved.

The Conexus Financial Superannuation Awards are determined using proprietary methodologies. Awards are solely statements of opinion and do not represent recommendations to purchase, hold or sell any securities, or make any other investment decisions. Past performance is not a reliable indicator of future performance. Ratings are subject to change. Conexus Financial does not issue, sell, guarantee, or underwrite this product. Go to for details of its ratings criteria.

Money magazine awards are solely a statement of opinion and do not represent a recommendation to purchase, hold or sell this product, or make any other investment decisions. Ratings are subject to change. Go to for details of its ratings criteria.