A focus on strong performance
SuperRatings' Pension of the Year 4 years in a row4
As your life changes, so can your cover
QSuper insurance is designed to be flexible. After you join, you can tailor your income protection insurance, total and permanent disability (TPD) cover, or death cover to suit you.
You can change:
You can easily personalise your insurance cover by logging into Member Online.
Most members automatically receive insurance so make sure you check your current level of cover before you apply to change or personalise it.
When you first join QSuper, we will let you know how much you're insured for. Your level of cover will depend on your age, employment arrangements, and how you joined us.
Find out what insurance cover you might have included with your account or log in to Member Online to see your current level of cover.
You can choose to have your income protection insurance, death cover, or TPD cover continue even if you stop receiving money into your QSuper account by 'permanently opting in' to cover.
This makes sure that you and your loved ones are covered even if your contributions are inconsistent – which is great if you're a contract worker. Log in to Member Online to permanently opt in to cover.
If you feel that any of our insurance options are not right for your circumstances, you have the option to cancel any or all of them at any time.
Read the Accumulation Account Insurance Guide (pdf) for more information about the different ways you can personalise your insurance cover.
1. Excluding Queensland Police Officers.