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As your life changes, so can your insurance
QSuper insurance cover is designed to be flexible. After you join, you can tailor your income protection insurance, total and permanent disability (TPD) cover, or death insurance cover to suit you.
You can change:
You can personalise your insurance cover by logging into Member Online or by using our Change of Insurance form (pdf).
Make sure you check your current level of cover before you apply to change or personalise it.
When you first join QSuper, we will let you know how much you're insured for. Your level of cover will depend on your age, employment arrangements, and how you joined us.
Find out what insurance cover you might have included with your account or log in to Member Online to see your current level of cover.
You can choose to have your Income Protection, TPD and death cover continue even if you stop receiving money into your QSuper account by 'permanently opting in' to cover.
This makes sure that you are covered even if your contributions are inconsistent – which is great if you're a contract worker. Log in to Member Online to permanently opt in to cover.
If you feel our insurance options are not right for you, you can cancel your cover through Member Online or download our Application to Cancel Insurance form (pdf).
Read the QSuper Insurance Guide (pdf) for more information about the different ways you can personalise your insurance cover. You can contact us for help.
1. Excluding Queensland Police Officers.