#1 fund for weathering market ups and downs3
SuperRatings' Pension of the Year three years in a row4
Helping you enjoy today and plan for the future
Our superannuation and retirement accounts make planning your retirement simple - whatever your stage of
life. We've received numerous awards for providing the best
value for our members, from their working life
through to enjoying retirement.
Grow your super while working, and make withdrawals once retired at your access age.
Who's this for?
You're working and/or saving for your future.
Access some of your super while you’re still working.
You're under 65, reached your access age, and are still working.
Turn your super into a regular income when you stop working.
You've reached your access age and retired.
An income for life, designed to be used with our Retirement Income account.
You're aged 60-80 and retired.
Our Defined Benefit account was designed to provide Queensland Government workers with an amount that reflects their years of service to the state and final salary. As the retirement benefit is calculated using a formula, it's not impacted by market movements.
Each of our account types has different features depending on your current life stage.
Transition to Retirement
From your access age up to 65
Your access age and retired
60-80 and retired
Up to age 75, closed to new members
Our Lifetime Pension is designed to work hand in hand with our Retirement Income account for a
complete retirement solution.
With the financial security of an income for life, you can decide how much of your super you'd like
to allocate to each product.4
It only takes around 10 minutes to join QSuper online, and all Australians are
welcome to join.
1. A Retirement Income account can help maximise your savings, with tax-free investment earnings and no
tax on payments or withdrawals after you turn 60.
2. QSuper data for the financial years 2011 to 2021. Past performance is not a reliable indicator of
future performance. QSuper’s Retirement Income account, Balanced Option only. The return is a compound
annualised return reflected after administration fees, investment fees, and tax. Disclosed/reported
investment returns reflect the returns of the fund and not member returns of the investment options, as
they do not take into account the timing of contributions, investment switches, or withdrawals.
3. Generally not available for TTR accounts, but members may be eligible to withdraw unrestricted,
4. Subject to transfer balance cap and minimum investment amounts. Further details are available in the
QSuper Product Disclosure Statement for Income Account and Lifetime Pension (pdf).