We're focused on long-term returns

If you're eligible, there are so many reasons to open a QSuper account

We put our members first and it shows Finder Most Loved Super Fund Award 2023; Canstar Innovation Excellence award 2023; Chantwest Longevity award 2023
We put our members first and it shows
Finder Customer Satisfaction award 2023; Canstar Innovation Excellence award 2023; Chantwest Longevity award 2023

Why QSuper?

Focused on strong, long-term returns

Did you know our High Growth option for Super Savings accounts has outperformed the industry median over the last 1, 3, 5, 7, and 10 years?1

And now QSuper account holders can invest in our High Growth option as well.

Our performance
10-year annual return – High Growth option1

9.58% p.a.

As at 31 December 2024

Platinum performance

15-year platinum performance

SuperRatings Platinum Performance rating 15 years.2

Can I join?

If you're employed by the Queensland Government (or a business with us as their chosen super product), or the spouse or child (under 25 years old) of an existing QSuper member, you can open an account with us.

If not, don't worry! You can still join Australian Retirement Trust and access the same support you'd get as a QSuper account holder.

Did you know you can choose from up to 16 different investment options?

QSuper Lifetime

Let us invest for you

Our industry-leading investment option automatically adjusts your investment strategy based on your age and account balance.

Find out more
Diversified options

You'd like some control with some direction

Choose from a range of diversified investment options that we've designed for different goals and manage for you. 

Find out more
Asset class options

You take control

Use our range of asset class options as building blocks to mix and manage your own investment portfolio. 

Find out more

Together, we're so much more

With a QSuper account, you're part of one of Australia's largest super funds with almost 2.4 million members.

Our size and strength can give you even more choice over your working life. And support you when you retire.

Can I join?

Connect with your super easily

Member Online and our app are simple and secure, with everything you need at your fingertips.

Download on the App store Get it on Google Play

We work for members, not shareholders

We've put our members first for over 100 years. Because we're profit-for-members, you can be sure we're working in your best interests, not someone else's.

Open a QSuper account

If you're eligible to open a QSuper account, it only takes 10 minutes to apply online.

If not, you can still awaken your super with Australian Retirement Trust.

Can I join?

1. Over the 10 years to 31 December 2024, our High Growth option returned 9.58% p.a. Our returns are after investment fees and costs, transaction costs and where applicable, investment taxes, but before administration fees and costs. From 1 July 2024 the Lifecycle Investment Strategy pools changed, with members under age 50 invested 100% in the High Growth Pool. Members over age 50 transition into a mix of High Growth, Balanced and Cash pools over time. Refer to the Investment Guide for more information about the Lifecycle Investment Strategy. From 1 July 2024, for members under the age of 50, the Lifecycle Investment Strategy invests 100% in the High Growth Pool. The High Growth Pool commenced on 1 July 2024 and has identical investments to the High Growth option. To show the returns for the High Growth Pool up to 30 June 2024, we have used the returns of the Growth option (which commenced on 28 February 2022 and adopted the investment strategy of the pre-merger Sunsuper Growth option) for periods prior to 28 February 2022. Actual returns will differ for individuals. Source: SuperRatings Fund Crediting Rate Survey - SR50 Growth (77-90) Index and Growth (77-90) category, 31 December 2024. The SR50 Growth (77-90) Index and Growth (77-90) category comprise selected investment options with a similar asset allocation to growth style assets between 77-90%. Past performance is not a reliable indicator of future performance. Ratings and awards are only one factor to be taken into account when deciding to invest. Investment returns are net of investment fees and costs, transaction costs, and investment taxes (where applicable). Products issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL No. 228975) as trustee for Australian Retirement Trust (ABN 60 905 115 063). Consider the Super Savings product disclosure statements and TMDs before deciding.

2. The rating is issued by SuperRatings Pty Ltd (SuperRatings) ABN: 95 100 192 283 a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd ABN 11 151 658 561, AFSL No. 421445 (Lonsec Research). Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings uses objective criteria and receives a fee for publishing awards. Visit superratings.com.au for ratings information and to access the full report. © 2024 SuperRatings. All rights reserved.