We're focused on long-term returns

If you're eligible, there are so many reasons to open a QSuper account

We put our members first and it shows Finder Most Loved Super Fund Award 2023; Canstar Innovation Excellence award 2023; Chantwest Longevity award 2023
We put our members first and it shows
Finder Customer Satisfaction award 2023; Canstar Innovation Excellence award 2023; Chantwest Longevity award 2023

Why QSuper?

Focused on strong, long-term returns

Did you know our High Growth option for Super Savings accounts has outperformed the industry median over the last 1, 3, 5, 7, and 10 years?1

And now QSuper account holders can invest in our High Growth option as well.

Our performance

Remember, past performance isn't a reliable indicator of future performance.

10-year annual return – High Growth option1

9.40% p.a.

As at 30 June 2025

Platinum performance

15-year platinum performance

SuperRatings Platinum Performance rating 15 years.2

Can I join?

If you're employed by the Queensland Government (or a business with us as their chosen super product), or the spouse or child (under 25 years old) of an existing QSuper member, you can open an account with us.

If not, don't worry! You can still join Australian Retirement Trust and access the same support you'd get as a QSuper account holder.

Did you know you can choose from up to 16 different investment options?

QSuper Lifetime

Let us invest for you

Our industry-leading investment option automatically adjusts your investment strategy based on your age and account balance.

Find out more
Diversified options

You'd like some control with some direction

Choose from a range of diversified investment options that we've designed for different goals and manage for you. 

Find out more
Asset class options

You take control

Use our range of asset class options as building blocks to mix and manage your own investment portfolio. 

Find out more

Save money with member deals and discounts

Your QSuper account gets you access to more than 3,000 exclusive member deals and discounts from some of Australia's biggest brands.3

JB Hi-Fi The Good Guys Experience Oz Discovery Parks Mycar Auto Running Warehouse Mosmann Canningvale QUT eX University of Sydney UTS

Together, we're so much more

With a QSuper account, you're part of one of Australia's largest super funds with 2.4 million members.

Our size and strength can give you even more choice over your working life. And support you when you retire.

Can I join?

Connect with your super easily

Member Online and our app are simple and secure, with everything you need at your fingertips.

Download on the App store Get it on Google Play

We work for members, not shareholders

We've put our members first for over 100 years.4 Because we're profit-for-members, you can be sure we're working in your best interests, not someone else's.

Open a QSuper account

If you're eligible to open a QSuper account, it only takes 10 minutes to apply online.

If not, you can still awaken your super with Australian Retirement Trust.

Can I join?

 

1. Over the 10 years to 30 June 2025, our High Growth option returned 9.40% p.a. Our returns are after investment fees and costs, transaction costs and where applicable, investment taxes, but before administration fees and costs. To show the returns for the High Growth option up to 30 June 2024, we have used the returns of the Growth option (which commenced on 28 February 2022 and adopted the investment strategy of the pre-merger Sunsuper Growth option) for periods prior to 28 February 2022. Actual returns will differ for individuals. Default option is QSuper Lifetime. Source: SuperRatings Fund Crediting Rate Survey - SR50 Growth (77-90) Index and Growth (77-90) category, 30 June 2025. The SR50 Growth (77-90) Index and Growth (77-90) category comprise selected investment options with a similar asset allocation to growth style assets between 77-90%. Past performance is not a reliable indicator of future performance. Ratings and awards are only one factor to be taken into account when deciding to invest. Investment returns are net of investment fees and costs, transaction costs, and investment taxes (where applicable). Products issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL No. 228975) as trustee for Australian Retirement Trust (ABN 60 905 115 063). Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at qsuper.qld.gov.au/docs.

2. The rating is issued by SuperRatings Pty Ltd (SuperRatings) ABN: 95 100 192 283 a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd ABN 11 151 658 561, AFSL No. 421445 (Lonsec Research). Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings uses objective criteria and receives a fee for publishing awards. Visit superratings.com.au for ratings information and to access the full report. © 2024 SuperRatings. All rights reserved.

3. We don’t create, sell or promote any of these products or services ourselves. We’re sharing the info in case you’re interested and encourage you to look into them and decide if they’re right for you. Because of that, subject to applicable law, we’re not responsible for any claims suppliers make about their products or services. Also, rest assured we’ll never share any of your personal details with them unless you agree to this as part of the registration process, and you have provided your express consent.
You’ll get more details when you register, and in the Member Online terms and conditions, which you’ll need to agree to if you want to access the rewards program. If you’ve got any questions, worries or suggestions, call us on 1300 360 750 or write to us at QSuper Member Services, GPO Box 200 Brisbane QLD 4001.
When we say ‘we’, ‘us’ or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’).

4. QSuper was founded in 1913 before merging with Sunsuper on 28 February 2022 to form Australian Retirement Trust.