Why QSuper?

A focus on delivering strong long-term returns

Can I join?
When members come first, we all win 4 Header awards
When members come first, we all win 4
Header awards

Performance

Focused on strong returns

We're honoured to have received SuperRatings' Smooth Ride award for our Balanced option delivering strong performance while smoothing the ups and downs of the market,1 and their 15-year platinum rating.2

This result is driven by our investment approach that aims to provide consistent growth over the long term with less risk.

Our performance
10-year annual return - Balanced option3

7.79% p.a.

As at 30 June 2022

Platinum performance

15-year platinum performance

SuperRatings Platinum Performance rating 15 years.

Keep your super in good hands

No matter where you work, as a QSuper member, you can enjoy knowing you're part of one of Australia's most-awarded super funds.

How your super is invested. Manage your own investments or let us take care of it for you.

QSuper Lifetime

Let us manage your investments

We offer an industry-leading investment option that automatically adjusts your investment strategy based on your age and account balance. You don’t have to lift a finger, while you enjoy now, knowing we're looking after you.

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Diversified and Single Sector

Take some control

Mix and match our options to suit your investment strategy. Diversified options: Moderate, Balanced, Socially Responsible, or Aggressive. Single sector options: Cash, Diversified Bonds, International Shares, or Australian Shares.

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Self Invest

Make all the decisions

Take control of where your super is invested. You can invest in S&P/ASX 300 shares, exchange-traded funds (ETFs), and term deposits.

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Who can open a QSuper account

If you're a new Queensland Government employee, the spouse or child (under 25 years old) of an existing QSuper member, or starting a Lifetime Pension, you can enjoy our products.

If you're not eligible to join QSuper, you can still join Australian Retirement Trust - it's open to all Australians.

Can I join?

Connect with your super anytime, anywhere

Member Online and our app are simple and secure, with everything you need at your fingertips. Staying on top of your super just got a whole lot easier.

Download on the App store Get it on Google Play

Profit for members
We work for members, not shareholders.

We're part of Australian Retirement Trust, one of Australia's largest super funds,4 and our members have come first for over 100 years. Because we're profit-for-members, you can be assured we're working in your best interests, not someone else's.

More than $200 billion in retirement savings

140 years’ combined experience helping members

Over 2 million members, and counting

Super you can trust. QSuper is part of Australian Retirement Trust, one of Australia's largest super funds.

Open a QSuper account

If you're eligible to open a QSuper account, it only takes 10 minutes to apply online and start enjoying the QSuper feeling. If not, don't worry - you can still join Australian Retirement Trust.

Can I join?

1. Winner of SuperRatings' Smooth Ride 2022 award. The Smooth Ride 2022 award was won based on the investment performance of the Balanced investment option in the QSuper Accumulation and Income accounts before the QSuper and Sunsuper funds merged. The rating is issued by SuperRatings Pty Ltd ABN 95 100 192 283 AFSL 311880 (SuperRatings). Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings uses objective criteria and receives a fee for publishing awards. Visit superratings.com.au for ratings information and to access the full report. © 2022 SuperRatings. All rights reserved. This award was received before QSuper became part of Australian Retirement Trust on 28 February 2022. The QSuper products that received these awards have kept the same key features post-merger.

2. Past performance is not a reliable indicator of future performance. Based on the QSuper Accumulation account Balanced investment option. SuperRatings Fundamentals report as at 30 June 2021. This finding is based on the industry average measures for $50,000 invested in the Balanced investment option using the actual net returns and fees from the current product disclosure statement when we printed the report. It doesn’t include the cost of insurance. SuperRatings does not issue, sell, guarantee, or underwrite this product. When making decisions about the product, you should consider things like fees, the services and benefits offered, and long-term performance. The rating is issued by SuperRatings Pty Ltd ABN 95 100 192 283 AFSL 311880 (SuperRatings). Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings uses objective criteria and receives a fee for publishing awards. Visit superratings.com.au for ratings information and to access the full report. © 2022 SuperRatings. All rights reserved. This rating was received before QSuper became part of Australian Retirement Trust on 28 February 2022. The QSuper products that received these awards have kept the same key features post-merger.

3. Past performance may not be a reliable indicator of future performance. The QSuper Accumulation account, Balanced Option only. The return is a compound annualised return reflected after fees and costs, and tax. Disclosed/reported investment returns reflect the returns of the investment option and not individual members, as they do not take into account the timing of contributions, investment switches, or withdrawals. 

4. These awards were received before QSuper became part of Australian Retirement Trust on 28 February 2022. The QSuper products that received these awards have kept the same key features post-merger.
The rating is issued by SuperRatings Pty Ltd ABN 95 100 192 283 AFSL 311880 (SuperRatings). Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings uses objective criteria and receives a fee for publishing awards. Visit superratings.com.au for ratings information and to access the full report. © 2022 SuperRatings. All rights reserved.
© Zenith CW Pty Ltd ABN 20 639 121 403 (Chant West), Authorised Representative of Zenith Investment Partners Pty Ltd ABN 27 103 132 672, AFSL 226872 under AFS Representative Number 1280401, 2021. It is only current at the date awarded by Chant West. The rating and associated material is only intended for use by Australian residents within the jurisdiction of Australia, and is not permitted to be considered or used by a party outside of Australia. Chant West does not issue, sell, guarantee, or underwrite this product. For further information about the methodology used by Chant West, see chantwest.com.au. Chant West has given and has not withdrawn its written consent to the inclusion on this website of the references to Chant West and the inclusion of the ratings logo or rating in the form and context in which they are included. Past performance is not a reliable indicator of future performance. Awards and ratings are only one factor when deciding how to invest your super.
Money magazine awards are solely a statement of opinion and do not represent a recommendation to purchase, hold, or sell this product, or make any other investment decisions. Ratings are subject to change. Past performance is not a reliable indicator of future performance. Go to moneymag.com.au for details of its ratings criteria.