Why QSuper?

A focus on delivering strong long-term returns

Can I join?
When members come first, we all win 4 Header awards
When members come first, we all win 4
Header awards

Performance

Focused on strong returns

We're honoured to have received SuperRatings' Smooth Ride award for our Balanced option delivering strong performance while smoothing the ups and downs of the market,1 and their 15-year platinum rating.2

This result is driven by our investment approach that aims to provide consistent growth over the long term with less risk.

Our performance
10-year annual return - Balanced option3

7.79% p.a.

As at 30 June 2022

Platinum performance

15-year platinum performance

SuperRatings Platinum Performance rating 15 years.

Keep your super in good hands

No matter where you work, as a QSuper member, you can enjoy knowing you're part of one of Australia's most-awarded super funds.

How your super is invested. Manage your own investments or let us take care of it for you.

QSuper Lifetime

Let us manage your investments

We offer an industry-leading investment option that automatically adjusts your investment strategy based on your age and account balance. You don’t have to lift a finger, while you enjoy now, knowing we're looking after you.

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Diversified and Single Sector

Take some control

Mix and match our options to suit your investment strategy. Diversified options: Moderate, Balanced, Socially Responsible, or Aggressive. Single sector options: Cash, Diversified Bonds, International Shares, or Australian Shares.

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Self Invest

Make all the decisions

Take control of where your super is invested. You can invest in S&P/ASX 300 shares, exchange-traded funds (ETFs), and term deposits.

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Who can open a QSuper account

If you're a new Queensland Government employee, the spouse or child (under 25 years old) of an existing QSuper member, or starting a Lifetime Pension, you can enjoy our products.

If you're not eligible to join QSuper, you can still join Australian Retirement Trust - it's open to all Australians.

Can I join?

Connect with your super anytime, anywhere

Member Online and our app are simple and secure, with everything you need at your fingertips. Staying on top of your super just got a whole lot easier.

Download on the App store Get it on Google Play

Profit for members
We work for members, not shareholders.

We're part of Australian Retirement Trust, one of Australia's largest super funds,4 and our members have come first for over 100 years. Because we're profit-for-members, you can be assured we're working in your best interests, not someone else's.

More than $200 billion in retirement savings

140 years’ combined experience helping members

Over 2 million members, and counting

Super you can trust. QSuper is part of Australian Retirement Trust, one of Australia's largest super funds.

Open a QSuper account

If you're eligible to open a QSuper account, it only takes 10 minutes to apply online and start enjoying the QSuper feeling. If not, don't worry - you can still join Australian Retirement Trust.

Can I join?

1. Winner of SuperRatings' Smooth Ride 2022 award. The Smooth Ride 2022 award was won based on the investment performance of the Balanced investment option in the QSuper Accumulation and Income accounts before the QSuper and Sunsuper funds merged. The rating is issued by SuperRatings Pty Ltd ABN 95 100 192 283 AFSL 311880 (SuperRatings). Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings uses objective criteria and receives a fee for publishing awards. Visit superratings.com.au for ratings information and to access the full report. © 2022 SuperRatings. All rights reserved. This award was received before QSuper became part of Australian Retirement Trust on 28 February 2022. The QSuper products that received these awards have kept the same key features post-merger.

2. The rating is issued by SuperRatings Pty Ltd ABN 95 100 192 283 AFSL 311880 (SuperRatings). Ratings are general advice only and have been prepared without taking account of your objectives, financial situation, or needs. Consider your personal circumstances, read the product disclosure statement, and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell, or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings uses objective criteria and receives a fee for publishing awards. Visit superratings.com.au for ratings information and to access the full report. © 2022 SuperRatings. All rights reserved. SuperRatings Fundamentals report as at 2022. This rating was received before QSuper became part of Australian Retirement Trust on 28 February 2022. The QSuper products that received these awards have kept the same key features post-merger.

3. Past performance may not be a reliable indicator of future performance. The QSuper Accumulation account, Balanced Option only. The return is a compound annualised return reflected after fees and costs, and tax. Disclosed/reported investment returns reflect the returns of the investment option and not individual members, as they do not take into account the timing of contributions, investment switches, or withdrawals. 

4. Money magazine and SuperRatings awards were received before QSuper became part of Australian Retirement Trust on 28 February 2022. The QSuper products that received these awards have kept the same key features post-merger. The rating is issued by SuperRatings Pty Ltd ABN 95 100 192 283 AFSL 311880 (SuperRatings). Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings uses objective criteria and receives a fee for publishing awards. Visit superratings.com.au for ratings information and to access the full report. © 2022 SuperRatings. All rights reserved.
Money magazine awards are solely a statement of opinion and do not represent a recommendation to purchase, hold, or sell this product, or make any other investment decisions. Ratings are subject to change. Past performance is not a reliable indicator of future performance. Go to moneymag.com.au for details of its ratings criteria.

Chant West award: © Zenith CW Pty Ltd ABN 20 639 121 403 (Chant West), Authorised Representative of Zenith Investment Partners Pty Ltd ABN 27 103 132 672, AFSL 226872/AFS Rep No. 1280401. Chant West Awards issued 2022 and determined using proprietary methodologies based on data from third parties and subject to copyright. Chant West does not accept any liability arising from use of its awards. Awards are solely statements of opinion and do not represent recommendations to purchase, hold or sell product(s) or make any other investment decisions. To the extent the awards constitute advice, it is general advice only without taking into consideration the objectives, financial situation or needs, including target markets of financial products. You should consider your personal circumstances, read the PDS or offer document and seek independent financial advice before making investment decisions. Past performance is not an indication of future performance. Awards are current for 12 months from the date awarded and subject to change at any time. Go to www.chantwest.com.au for full information on Chant West's research methodology, processes, ratings definitions and Financial Services Guide.