Work less, save more with our award-winning TTR Income account

Open a TTR Income account

Turn your super into income

With a TTR Income account, you can reduce your work hours without reducing your income by receiving regular payments from your super.

Potential tax benefits

A TTR Income account can be used as part of a tax strategy in the lead up to retirement, saving you tax while growing your savings.


When QSuper wins, our members win.

Our Income Account has won a number of awards, including Chant West's Pension Fund of the Year2 and SuperRatings Pension of the Year.3

moneymag Super Ratings Pension of the Year 2021

Ease into retirement with QSuper

Find out why thousands of members feel confident about transitioning to retirement with us

Flexible payment options

Choose how much and when you want to be paid, and easily manage your account anytime via Member Online.

Strong long-term performance

Choose from our range of investment options, including our performance-topping Balanced option.1

Simple, transparent fees

We’re profit for members, not shareholders – so we aim to keep fees low.

Check your eligibility

Before you open a QSuper TTR Income account, make sure you meet the following conditions:

Under age 65

You should be under age 65 but have reached your preservation age.

Still working

You should still be employed (full-time or part-time).

Minimum $30,000

You'll need a balance of at least $30,000.

Be a QSuper member

If you're not a QSuper member, you can easily join online.

Find out more

Learn how transition to retirement strategies work

Attend an exclusive member seminar

Connect with a professional adviser

Read our Income Account and Lifetime Pension PDS (pdf)

1. QSuper Balanced Option awarded #1 performance over 10 years by SuperRatings. SuperRatings SR50 Balanced Index (60-76) median based on cumulative returns compounded annually after fees and for initial $50,000 invested over the period to 28 February 2019. Based on funds open to the public. Past performance may not be a reliable indicator future performance.
2. The Chant West ratings logo is a trademark of Chant West Pty Limited and used under licence. It is only current at the date awarded by Chant West. The rating and associated material is only intended for use by Australian residents within the jurisdiction of Australia and is not permitted to be considered or used by a party outside of Australia. Chant West does not issue, sell, guarantee, or underwrite this product. For further information about the methodology used by Chant West, see Chant West has given and has not withdrawn its written consent to the inclusion on this website of the references to Chant West and the inclusion of the ratings logo or rating in the form and context in which they are included. Past performance is not a reliable indicator of future performance. Awards and ratings are only one factor when deciding how to invest your super.
3. SuperRatings does not issue, sell, guarantee, or underwrite this product. Go to for details of its ratings criteria. SuperRatings Pty Ltd has given its written consent to the inclusion of each reference to SuperRatings (including its ratings logos) and the statements made by or said to be based on statements by SuperRatings in the form and context in which they are included on the QSuper website. Past performance is not a reliable indicator of future performance.