Financial advice

Advice about your QSuper account can give you the knowledge you need to make confident choices today.

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What is financial advice?

Financial advice is when a qualified, licensed adviser helps you decide what to do with your finances to reach a certain goal. You could get advice on part or all of your money, including your super.

There are 3 types of financial advice:

  • General advice is general information that doesn't take into account your circumstances – like how super works or what investment options we offer.
  • Personal advice is specific to your financial situation, needs, and goals. We offer one-off personal advice about your super account with us.1
  • Full financial advice is information about more than just your super and retirement planning. It looks at your entire financial situation.
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Did you know?
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Personal advice about your super is included in your membership with us.1

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Get help with your super account and retirement planning

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Talk to qualified, knowledgeable, and experienced professionals

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Online advice is also included.

Not a member? Find out if you can join

I would like to:
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If you already have a financial adviser, please contact them directly for advice about your super. If not, we're here to help.

Benefits of QSuper advice

Here are some benefits of the advice you can expect when you're a QSuper member.

  1. Group
    Planning and funding your retirement
    An adviser can help you plan your transition to retirement or how you will fund your life after work using QSuper retirement income products. If you've already retired, review if you're on track.
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    Growing your super
    An adviser can tell you about the most tax-effective way to add more to your super. As well as growing your super through regular contributions, you can get advice about one-off contributions and claiming a tax deduction.
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    Updating your investment strategy
    An adviser can help you review your investment strategy and decide what level of risk you're comfortable with as an investor.
  4. Mobile
    Choosing your insurance
    An adviser can recommend an appropriate level of death, total and permanent disability (TPD), and income protection cover in your QSuper account.

How do I get financial advice?

Included as a QSuper member

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General advice

For general info about your super, you can contact us directly or access one of our many education resources.

Included as a QSuper member

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Personal advice about super (one-off)

Our advisers1 are qualified, knowledgeable, and experienced professionals, who have been proudly serving our members for over 25 years.

Make the most of your super, with professional guidance available over the phone.

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Not included

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Full financial advice

If you need advice about your whole financial situation (not just super) and you don’t have a financial adviser already, we can connect you with an accredited adviser from our National Advice Panel.2

That way, you can feel confident that your adviser understands how your QSuper account(s) work and has a proven track record of helping their clients reach their goals.

FAQs about financial advice

Need help booking your advice appointment, or looking for general advice about our products and services? Contact us today.

Your adviser will help you through the process but if you want to get the most out of your appointment, here's how you can prepare:

Write down your goals and start picturing your dream retirement lifestyle.

Once you have a picture of what the future looks like, it becomes possible to work towards making it happen.

Fill in and send us your pre-appointment questionnaire.

To prepare your personalised financial plan, your adviser needs to know a bit about your financial situation. We'll send you a questionnaire once your appointment is confirmed.

It depends on what type of advice you need. As a member with us, you can access general advice resources and get personal advice about your super account as part of your membership.1

If you have a financial adviser, we can work with them when you need comprehensive financial advice. Your adviser will let you know what the fees are and your payment options.

Yes, your partner can join your advice appointment if you're happy with this. If your partner is also a QSuper member, we can give you both advice in the same appointment.

Connect with an adviser

A financial adviser is just a call or a few clicks away.

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1. QInvest Limited (ABN 35 063 511 580, AFSL 238274) is a separate legal entity responsible for the financial services it provides. Eligibility conditions apply. Refer to the Financial Services Guide (pdf) for more information.

2. Australian Retirement Trust has established a panel of accredited external financial advisers who are not employees of Australian Retirement Trust. Australian Retirement Trust is not responsible for the advice provided by these advisers and does not receive or pay any referral fees. These advisers will explain to you how their advice fees are determined.