#1 fund for weathering market ups and downs3
SuperRatings' Pension of the Year 4 years in a row4
Super that adapts and grows with you
Lifetime is the only super investment option that automatically personalises your investment strategy based on your age and account balance, helping you get the most out of your super.
When you’re younger and focussed on growing your balance, we’ll automatically put more emphasis on growth. When you’re nearing retirement, we’ll switch to a more stable strategy that protects your savings.
This option also considers your Lifetime account balance when setting your investment strategy. If you're nearing retirement with a low account balance, we'll make sure your super still has a chance to grow.
Every 6 months, we'll assess your age and balance and, if needed, move your money to another Lifetime group. We take care of all that behind the scenes – which means you can rest easy.
Outlook focusses on growth and aims to maximise your returns while you're still in a life stage where you can take on extra risk.
Aspire focuses on growth, but depending on your Lifetime account balance, will have a more aggressive or conservative investment strategy.
Focus changes your investment strategy away from growth and more towards protecting your superannuation savings, based on your Lifetime account balance.
Sustain protects your savings as you near retirement. If you have a low account balance, our aim is to still give your super a chance to grow.