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If you're a medium to long‑term investor and want your investments to target a positive impact on environmental and social considerations, Socially Responsible may be suitable for you. Be aware that this option has exposure to assets that aim for higher long-term returns. This increases the likelihood that you may experience negative returns over the short term.
An annual return of CPI +3.5% (after fees and tax), measured over rolling 5-year periods.
Suited to investors with an investment timeframe of more than 5 years.
Total fee includes administration fees (0.16%), investment fees, and indirect cost ratio. View detailed fee breakdown
Read more about this option's investment approach and guiding principles.
Investors should be aware that a negative annual return is expected between three and four times in every 20 years. Read more about the standard risk measure.
This option transitioned to being managed by QSuper effective 1 July 2020.
* Before 1 July 2020, asset allocation ranges included private equity as part of Alternatives. From 1 July 2020, and consistent with all Diversified options including Lifetime (Accumulation accounts only), the Equities exposure includes Australian equities, International equities and private equity.
From 1 July 2020, the Socially Responsible investment option will adopt QSuper’s ‘risk balanced’ approach to investing, which seeks to diversify asset class exposure while still targeting similar returns. From an asset allocation perspective, this will look like a lower concentration to a single risky asset class (equities), increased allocations to real and alternative assets and the introduction of longer duration bonds. Additionally, the option will seek investments consistent with the socially responsible principles, with the aim to make positive impact investments. Find out more.
View indicative shareholdings to apply from 1 July 2020
Our Socially Responsible investment option lets you save for the future while making a positive impact on the environment and society.
1. This figure comprises of the administration fee, the investment fee, and the indirect cost ratio. The investment fee and indirect cost ratio have been calculated using reasonable estimates of the fees and cost arrangements and asset allocations applicable as at 1 July 2020 and may differ from future fees and costs. The total fees and any other applicable fees are deducted daily from the unit price before the unit price is declared and may differ from future fees and costs.
2. For periods of one year or less, the return is net of fees and tax. For periods greater than one year, the return is a compound annualised return, net of fees and tax.
3. These figures have been rounded for member reporting.
^ In the Lifetime option and Diversified options these assets provide diversification, a hedge against inflation and target yield enhancement. This asset class is also referred to as bonds.