Moderate

Balanced

Socially
Responsible

Aggressive

Cash

Diversified
Bonds

International
Shares

Australian
Shares

Socially Responsible

outlook

If you're a medium to long-term investor and want your investment to consider environmental, social and ethical considerations, Socially Responsible may be suitable for you. You need to be prepared to accept that while this option has exposure to investment groups that will potentially give higher returns, you could experience negative returns in the short term.

Objective

CPI +3.5% p.a.

An annual return of CPI +3.5% (after fees and tax), measured over rolling 5-year periods.

Timeframe

5 years

Suited to investors with an investment timeframe of more than 5 years.

Total fee1

1.06% p.a.

Total fee includes administration fees (0.16%), investment fees and indirect cost ratio. View detailed fee breakdown

Risk level

Very low
Low
Low to medium
Medium
Medium to high
High
Very High
High

Investors should be aware that a negative annual return is expected between four and six times in every 20 years. Read more about the standard risk measure.


Performance

As at 31 January 2020 (updated monthly)
Account 1 month 3 months 1 year 3 years p.a. 5 years p.a. 7 years p.a. 10 years p.a.
Accumulation 1.84% 3.89% 15.28% 8.63% 6.50% 8.01% 7.31%
Income 2.08% 4.40% 17.23% 9.61% 7.20% 9.01% 8.30%
Past performance is not a reliable indicator of future performance.2

Asset allocation

As at 31 December 2019 (updated quarterly)
Assets Allocation 3 Ranges 4
Cash 5.9% 0 - 20%
Fixed interest^ 23.0% 0 - 35%
Real Estate 5.1% 0 - 10%
Equities* 61.9% 35 - 92%
Infrastructure 2.7% 0 - 10%
Alternative assets 1.5% 0 - 6%
* Equities includes Australian Shares (24.9%) and International Shares (37.0%).

Shareholdings

As at 31 December 2019 (updated quarterly)

The QSuper Socially Responsible option invests in the Responsible Investment Leaders Balanced Fund, which is managed by AMP Capital Investors.

View the shareholdings for Australian and International shares (pdf)

1. This figure comprises of the investment fee and indirect cost ratio which are based on the fees and costs for the financial year ended 30 June 2019, and the administration fee. The total fees and any other applicable fees are deducted daily from the unit price before the unit price is declared and may differ from future fees and costs. Other fees may apply.
2. For periods of one year or less, the return is net of fees and tax. For periods greater than one year, the return is a compound annualised return, net of fees and tax.
3. These figures have been rounded for member reporting.
4. This option is managed externally through AMP Capital Investors. Asset allocation ranges are current as at 1 July 2018 and are subject to change from time to time as the investment manager changes ranges.

^ In the Lifetime option and Diversified options these assets provide diversification, a hedge against inflation and target yield enhancement. This asset class is also referred to as bonds.