Socially Responsible
If you're a medium to long‑term investor and want your investments to target a positive impact on environmental and social considerations, Socially Responsible may be suitable for you. Be aware that this option has exposure to assets that aim for higher long-term returns. This increases the likelihood that you may experience negative returns over the short term.
Objective
CPI +3.5% p.a.
An annual return of CPI +3.5% (after fees and tax), measured over rolling 5-year periods.
Timeframe
5 years
Suited to investors with an investment timeframe of more than 5 years.
Cost of product for $50,0001
$290 p.a.
Cost of product is a summary of ongoing fees and costs that can affect your super investment over 1 year. View detailed fee breakdown
Seeks to include investments in
Conservation and the environment
Waste reduction and recycling
Medical and technological innovation
Seeks to avoid investments in
How our Socially Responsible investment option invests
Read more about this option's investment approach and guiding principles.
Find out more
Risk level
Very low
Low
Low to Medium
Medium
Medium to high
High
Very high
Investors should be aware that a negative annual return is expected between three and four times in any 20 years. Read more about the standard risk measure.
Performance
As at 31 March 2023 (updated monthly)
We have managed this option in-house since 1 July 2020.
Asset allocation
As at 31 December 2022 (updated quarterly)
| Assets |
Allocation 3 |
Ranges |
|
Cash |
6.2% |
0 - 30% |
|
Fixed interest^ |
13.8% |
0 - 40% |
|
Real estate |
20.9% |
0 - 35% |
|
Equities* |
54.8% |
20 - 75% |
|
Infrastructure |
3.4% |
0 - 30% |
|
Commodities |
0.4% |
0 - 15% |
|
Alternative assets |
0.6% |
0 - 20% |
Shareholdings
As at 31 December 2022 (updated quarterly)
Create a better future for you and the planet
Our Socially Responsible investment option lets you save for the future while making a positive impact on
the environment and society.
Read more
See the impact your super is making
Read the latest outcomes for the Socially Responsible option in Australian Retirement Trust's 2021-22 Sustainable investment report.
Download now (pdf)
1. The cost of product assumes a balance of $50,000 at the beginning of the year, and is based on fees and costs for the year ended 30 June 2022. Other fees and costs may apply. If you have insurance, premiums will apply. Investment fees and costs includes an amount of 0.01% for performance fees. Read the Accumulation account product disclosure statement (PDS) for full details.
2. For periods of one year or less, the return is net of fees and costs, and tax. For periods greater than one year, the return is a compound annualised return, net of fees and costs, and tax.
3. These figures have been rounded for member reporting.
^ In the Lifetime option and Diversified options these assets provide diversification, a hedge against inflation and target yield enhancement. This asset class is also referred to as bonds.