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Moderate

Balanced

Socially
Responsible

Aggressive

Cash

Diversified
Bonds

International
Shares

Australian
Shares

Diversified Bonds

outlook

If you are a short to medium-term investor who wants steady returns, the Diversified Bonds option may be suitable for you. However, you should be prepared for the value of your investment to have small movements over the short term.

 

Objective

To match the return of a 40% Australian and 60% international diversified bonds index (hedged in $AUD), after fees and tax.

Timeframe

3 years

Suited to investors with an investment timeframe of more than 3 years.

Total fee1

0.52% p.a.

Total fee includes administration fees (0.16%), investment fees and indirect cost ratio. View detailed fee breakdown

Risk level

Very low
Low
Low to medium
Medium
Medium to high
High
Very High
Low to medium

Investors should be aware that a negative return is expected between one and two times in every 20 years. Read more about the standard risk measure.


Performance

As at 31 January 2020 (updated monthly)
Account 1 month 3 months 1 year 3 years p.a. 5 years p.a. 7 years p.a. 10 years p.a.
Accumulation 1.16% 1.14% 6.69% 3.98% 3.28% 4.13% 5.00%
Income 1.35% 1.33% 7.87% 4.68% 3.86% 4.80% 5.85%
Past performance is not a reliable indicator of future performance.2

Asset allocation

As at 31 December 2019 (updated quarterly)
Assets Allocation Ranges
Cash* 0% 0 - 10%
Fixed interest^ 100% 90 - 100%

Fund managers

As at 31 December 2019 (updated quarterly)

The fund's investments are managed by QIC and invested in the QIC Diversified Fixed Interest Fund.

Geographic breakdown

The geographic breakdown of the QIC Diversified Fixed Interest Fund was:

Region %
Australia 43.4%
US 28.3%
Europe 24.2%
Asia 0.9%
Other 3.3%

Composition

The composition of the QIC Diversified Fixed Interest Fund was:

Asset type %
Securitised 2.3%
Semi-Government 28.7%
Sovereign 10.6%
Cash (Liquidity) 8.3%
Corporate 50.2%
Other 0.0%

1 This figure comprises of the investment fee and indirect cost ratio which are based on the fees and costs for the financial year ended 30 June 2019, and the administration fee. The total fees and any other applicable fees are deducted daily from the unit price before the unit price is declared and may differ from future fees and costs. Other fees may apply.
2. For periods of one year or less, the return is net of fees and tax. For periods greater than one year, the return is a compound annualised return, net of fees and tax.

* The option is generally fully invested in a single asset class, however, it may be appropriate to hold up to 10% in cash to accommodate market changes and timing of transactions.
^ Fixed interest is defined as any interest bearing security or equivalent derivative instrument. The fixed interest asset class is managed by QIC and invested in the QIC Diversified Fixed Interest Fund. The asset allocation within the QIC Diversified Fixed Interest Fund includes an allocation to cash that is at the discretion of QIC and as such may vary from time to time. QIC's allocation to cash is captured in the fixed interest asset allocation range of 90%-100%.

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