The less you pay in fees on your super account, the more you could have for your future. We're committed to returning profits to members as lower fees and better services, and our members don't pay any switching fees.

Annual fee cap

We have an annual cap of $875 on what you pay for administration fees and costs1, so more money can go towards your retirement savings.

Find out more

Did you know

You'll only pay fees and costs relevant to the investment option/s your super is invested in.

Best value for money

We've received several awards for some of our investment options for providing the best value for our members, from their working life through to enjoying retirement.

Award badges View all awards

Automatic

QSuper Lifetime fees and costs

Our industry-leading investment option adjusts your investment strategy automatically, as your age and account balance changes. You don't have to lift a finger - we take care of your super for you.

  • LIFETIME GROUP

    COST OF PRODUCT ON $50,000 BALANCE2

    The cost of product gives a summary of how ongoing annual fees and costs can affect your super over a year.
  • $425 p.a.

  • $385 p.a.

  • $380 p.a.

  • $340 p.a.

  • $340 p.a.

  • $340 p.a.

  • $270 p.a.

  • $260 p.a.

 

Your choice

Diversified and single sector total fees and costs

You can mix and match from a range of investment options that are aligned to your goals. And if you change your mind later, don't worry - there's no fee to switch investment options.

  • DIVERSIFIED

    Diversified means the options listed invest in a pre-mixed range of asset classes for diversification.

    COST OF PRODUCT ON $50,000 BALANCE2

    The cost of product gives a summary of how ongoing annual fees and costs can affect your super over a year.
  • $280 p.a.

  • $390 p.a.

  • $290 p.a.

  • $405 p.a.

  • SINGLE SECTOR

    Single Sector means the options listed invest in one type of investment (a single asset class).

    COST OF PRODUCT ON $50,000 BALANCE2

    The cost of product gives a summary of how ongoing annual fees and costs can affect your super over a year.
  • $145 p.a.

  • $340 p.a.

  • $155 p.a.

  • $150 p.a.

 

Understanding cost of product

We aim to keep our fees and costs simple and transparent, so you understand what you're paying.

The cost of product gives a summary of how ongoing annual fees and costs can affect your super over a year. It assumes a balance of $50,000 at the beginning of the year.

So for every extra $50,000 you have in an investment option, the cost of product will increase. Our example below shows how this works.

QSuper Balanced option

Example balance Cost of product
$50,000 $390
$100,000 $780
$250,000 $1,950

Tip

You should use the cost of product when comparing super products and investment options.

More about our cost of product

How cost of product works

Here's an example of the annual fees and costs on a super product with a balance of $50,000 at the beginning of the year.

Note: Additional fees may apply. See the relevant product disclosure statement (PDS) for details.

QSuper Balanced - $50,000 balance (your investment)

$75
0.15% p.a. from your investment

$35
0.07% p.a. is not deducted from your account balance but is deducted from the Fund's general reserve
$1100.22% p.a. (total)
 
Administration fees and costs3
$2650.53% p.a.
from your investment
Investment fees and costs4
$150.03% p.a.
from your investment
Transaction costs
$390
Cost of product

Other fees and costs

Advice about your super is one of our many services included in your membership. However, some of our other products and services may come with extra costs.

Learn what else to look for when comparing the best super funds in Australia.

Insurance icon

No fees for Defined Benefit accounts

If you have a Defined Benefit account, you do not pay fees and costs, as this is covered by your employer.

However, if you have additional insurance cover, you'll pay insurance premiums as well as the fees and costs outlined above from your Accumulation account. Find out more.

Profit for members
We are committed to returning profits to members as better services and lower fees

We're part of Australian Retirement Trust, one of Australia's largest super funds. As a fund that works for members, not shareholders, we work in members' best interests.

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More than $200 billion in retirement savings

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140 years’ combined experience helping members

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Over 2 million members, and counting

Super you can trust. QSuper is part of Australian Retirement Trust, one of Australia's largest super funds.

Help boost your savings with lower fees

The less you pay in fees on your super account, the more you could have to live your best retirement. Enjoy the benefits of a QSuper account today. If you're eligible to become a member, it only takes 10 minutes to apply online.

Can I join?

1. Note that this annual administration fee cap only applies to the portion of the administration fees charged to your account. Read the relevant product disclosure statement (PDS) for more details.

2. Cost of product assumes a balance of $50,000 at the beginning of the year. Additional fees and costs may apply. If you have insurance, premiums will apply. Investment fees and costs includes an amount of 0.00% to 0.25% for performance fees. See the relevant product disclosure statement (PDS) for full details.

3. These amounts include fees and costs paid from reserves of 0.07%, which are not charged directly to the member’s account. This amount also includes a Trustee fee that is held separately in a trustee capital reserve.

4. Investment fees and costs includes an amount of 0.00% to 0.25% for performance fees. See the relevant product disclosure statement (PDS) for full details.