Low fees to maximise your savings

Our fees are among the lowest of any super fund in Australia.1

Profit for members

QSuper doesn't have shareholders, so everything we do is for our members.

No transaction fees

We don’t charge fees to switch your investments or make withdrawals.

Total super fees

Fee breakdown
Total fee = Administration fee + Investment fee + Indirect costs

Default QSuper Lifetime

Lifetime Outlook aged under 40

Total fee p.a.

0.93%

Lifetime Aspire 40-49 years

Total fee p.a.

0.79%

Lifetime Focus 50-57 years

Total fee p.a.

0.68%

Lifetime Sustain 58 years and over

Total fee p.a.

0.50%

Your choice Diversified and Single Sector

Moderate

Total fee p.a.

0.54%

Balanced

Total fee p.a.

0.83%

Socially Responsible

Total fee p.a.

1.06%

Aggressive

Total fee p.a.

0.89%

Cash

Total fee p.a.

0.22%

Diversified Bonds

Total fee p.a.

0.52%

International Shares

Total fee p.a.

0.24%

Australian Shares

Total fee p.a.

0.24%


Our total fees include

Administration fee: The general cost of managing your super.

Investment fee: The cost of managing your investment which can vary between investment options.

Indirect cost ratio: Costs paid by QSuper to external providers that are deducted from investments.

Total fee

How to estimate your fees

Take the total fee for your investment option and multiply it by your balance.
Example: If you have $50,000 in Lifetime Focus, your fee will be $50,000 x 0.68% = $340.

 

No account transaction fees2

We believe in keeping things simple and protecting your super from unnecessary charges.

  • $0 Fixed weekly fees
  • $0 Investment switching fees
  • $0 Withdrawal fees
  • $0 Buy-sell spread fees

Fees are just one thing to consider when choosing a super fund. Learn what else to look for when finding the best super fund in Australia.



Fees for other services

Self Invest

Self Invest lets you take full control of where your super is invested, by giving you access to shares, exchange traded funds (ETFs), and term deposits. If you have any money in Self Invest, other fees will apply.

Find out more

Insurance

We offer affordable insurance cover you can personalise to suit your needs. If you have insurance cover with QSuper, premiums will be deducted from your account.

Find out more

Advice

If you receive professional financial advice from QInvest, you may be eligible to pay some of your advice fee from your QSuper account.3

Find out more

Other ways we keep fees low

Annual fee cap

We have an annual cap of $900 on our administration fees, so more money can go towards your retirement savings. Find out more.

No fees for Defined Benefit accounts

If you have a Defined Benefit account, you do not pay fees as this is covered by your employer. However, if you have additional insurance cover, these insurance premiums will be deducted from your attached Accumulation account each month. Find out more.


Join today

Join half a million Australians who are already enjoying the QSuper feeling.

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1. Chant West Super Fund Fee Survey, March 2019. The Chant West data is based on information provided by third parties that is believed to be accurate. Chant West does not issue, sell, guarantee, or underwrite this product. The findings are based on account balances of $25,000 and $50,000. Only administration and investment fees and costs are covered. Fees are gross of income tax. Go to chantwest.com.au for further information about the methodology used and Chant West’s Financial Services Guide. For the QSuper Investment options: Lifetime option Focus 1, Aggressive, Growth and Moderate.
2. Excludes the Self Invest option.
3. QInvest Limited (ABN 35 063 511 580, AFSL 238274) is a separate legal entity responsible for the financial services it provides. For Income and Accumulation account members who receive personal financial advice from QInvest, the QSuper Board may pay for some or all the advice fee for advice related to your QSuper benefit. Eligibility conditions apply. Refer to the Financial Services Guide for more information.