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SuperRatings' Pension of the Year 4 years in a row4
Ways to make your savings go the distance
It's likely your superannuation will be a key source of income once you stop working, so it's important to put a plan in place now, to help make sure you have enough money later.
If you're already enjoying life after work, or plan on retiring in the next few years, it's a good idea to assess your current situation to estimate how long your retirement savings will last. Use our retirement calculators to give yourself an idea of whether you are on track.
Calculate how long your super will last, and how our different retirement products could meet your needs.
Once you've assessed your current financial situation, there are some steps you can take to make your retirement savings last longer.
If you haven't done so already, take some time to get your superannuation savings in order. Log in to Member Online to review your QSuper account details.
Prepare a budget for your retirement to make sure you don't spend too much too soon. Australians are living longer than ever before, so depending on when you retire, you could rely on your super savings for up to 20 years.2
Keep in mind the way you spend money at the beginning of your retirement is likely to be very different from how you spend it later on. Initially, you might want to use more of your money on travelling or sporting pursuits – but in late-retirement you’re likely to need to spend more on medical and health-related expenses.
Use our Budget Planner Calculator to help take control of your finances. If you need help, a financial adviser can provide professional guidance to help you achieve what's important to you.
How you access your superannuation once you have reached your preservation age and retired can also have an impact on how long your super will last. Here are your options with QSuper:
Our retirement products help you create your complete retirement solution, providing more security and flexibility as you age. Make your super last a lifetime.
1. Before consolidating, you should check what fees your other super fund charges and if you will lose any benefits such as insurance or pension options.
2. Based on an Australian retiring at age 65 and living until age 85. Life expectancy based on average life expectancy at birth of 85 years for women and 80 years for men (Australian Bureau Statistics).