#1 fund for weathering market ups and downs3
SuperRatings' Pension of the Year three years in a row4
Choose how to withdraw your super to live your best life in retirement
The way you withdraw your super at retirement can have an impact on how long your money will last, so it's important to choose what's right for you. There are ways to draw on your retirement savings to fund your lifestyle, while retaining the benefits of investing in super.
There are ways to keep your super working, even if you're not. Keep in mind, unless you are over 65 years of age, there are rules around when you can access your super.
Pay yourself an income with our award-winning Retirement Income account.
Turn your super into income
Choose your income payments to suit the retirement lifestyle you want.
Save on tax
Maximise your savings with tax-free investment earnings.
Money for now and later
Get paid today, and the rest of your money in your Retirement Income account could continue to grow.
Make withdrawals from your savings – as much as you need, whenever you want.
Easy access to your money
Pay off some debt or take a holiday. Get access to your super when you need it.
By leaving the rest of your savings invested in super, your retirement savings could continue to grow.
Got an Income account? Download the Make a Withdrawal from an Income account form (pdf).
As you get closer to retirement, you may decide to ease into it gradually with part-time work or use your last few years in the workforce to build your super balance. You may be able to do this by having an Accumulation account open for contributions, while supplementing your reduced income with payments from your QSuper Transition to Retirement Income account.
Depending on your age, your withdrawals and payments may be taxed. Learn more about how your super is taxed.