A focus on strong performance
SuperRatings' Pension of the Year 4 years in a row4
A new era in our long history has begun, with the official merger of QSuper and Sunsuper to create Australian Retirement Trust - one of Australia’s largest super funds. Members can still enjoy the products and services they know and trust.
Australian Retirement Trust is proud to take care of over $200 billion in retirement savings for more than two million members.
QSuper continues as part of Australian Retirement Trust, and our members remain at the heart of all we do - as they have for over 100 years.
By combining the power of two strong superannuation funds, we aim to help our members enjoy their best retirement.
We can leverage our size and scale to seek out investments to protect and grow our members’ savings, while striving to return profits to them as lower fees and better services.
As part of this commitment, we expect to reduce administration fees from 1 July 2022 on many accounts.
The administration fees members pay from their QSuper Accumulation account(s) and Income account(s), and those that are deducted from the Lifetime Pension pool, are proposed be reduced from 0.16% to 0.15% per annum from 1 July 2022. These fee changes will not impact the amount of administration fees paid from Australian Retirement Trust’s reserves.
This decision to reduce fees is subject to confirmation by the trustee of Australian Retirement Trust. We’ll update our members once this decision has been made.
In the short term, as we are moving assets, investment transaction costs will be incurred that will be reflected in the unit price for some investment options, as outlined in the Important Information booklet January 2022.
QSuper account holders are now members of Australian Retirement Trust, a fund that works for members, not shareholders. It’s important to know that there are no changes to your:
Having a QSuper account means it’s easy to take charge of your super. You have an experienced team ready to help you make informed, confident decisions, and you can still enjoy the level of services you’ve come to expect, including:
QSuper Member Online
In-house contact centre
Below are answers to some common questions from members. You can find more FAQs on our merger hub.
A spouse includes someone the member is legally married to or in a de facto relationship with (including same sex partners).
A child includes adopted children, step-children, and the children of the member’s spouse.
There is an exception: The above conditions do not apply to the QSuper Lifetime Pension. You can start a Lifetime Pension even if you don’t meet any of these conditions (if you are otherwise eligible).
All Australians are invited to apply for an Australian Retirement Trust Super Savings account at australianretirementtrust.com.au
If you had both QSuper and Sunsuper accounts when we merged, you will still have separate accounts.
This aims to make sure you do not lose any benefits (for example, insurance) you have with either fund.
We’ll be contacting members with multiple accounts to let you know your options. In the meantime, find out what to consider if you have more than one account as a result of the merger.
As this merger involves a change of trustee, paper-based forms have been updated and some previous versions are no longer accepted.
Updated forms, factsheets, and disclosure documents are now available on our website.
Read answers to frequently asked questions or visit our merger information hub
QSuper and Sunsuper are coming together to form Australian Retirement Trust. Find out what this means for our members.
Australian Retirement Trust is the new fund name for the QSuper/Sunsuper merger.
QSuper and Sunsuper have officially merged to create one of Australia’s largest super funds. We explain what it means for members.