Some things you should know

This website is operated by QSuper. Unless we tell you otherwise, all products are issued by the Board of Trustees of the State Public Sector Superannuation Scheme (ABN 32 125 059 006) (QSuper Board) as trustee for the State Public Sector Superannuation Scheme (ABN 60 905 115 063) (QSuper Fund). When we say ‘QSuper’, we’re talking about the QSuper Board, the QSuper Fund, QSuper Limited (ABN 50 125 248 286, AFSL 334546) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), unless the context we’re using it in suggests otherwise. And so you know, QSuper Limited and QInvest Limited are ultimately owned by the QSuper Board as trustee for the QSuper Fund.

The information on this website has been put together as general information only and doesn’t take into account your personal financial objectives, situation, or needs. It shouldn’t be relied on as legal or taxation advice, and doesn’t take the place of this type of advice either. You should consider whether the product is appropriate for you by reading a copy of the product disclosure statement before making a decision – you can do this by downloading a copy of the PDS or call us on 1300 360 750.

If anything changed after we published this, it may affect the accuracy of this information. We will do our best to update this website as soon as possible after any changes happen.

The QSuper Board, QSuper Limited and QInvest Limited don’t guarantee or represent that the information (including information provided by third parties), is accurate, up to date, or complete and don’t take responsibility for all claims, losses, damages, costs, or expenses of whatever nature, which happen as a result of relying on this information.

Unless we tell you otherwise, software that you can download via links from this website are third party products and are accessed at your own risk. The QSuper Board, QSuper Limited and QInvest Limited take no responsibility, provide no warranty and give no endorsement for third party products. If you have any suggestions or feedback about these products that you want to share with us, please let us know.

You should get financial advice before making any decisions. Members have access to personal financial advice from QInvest on a range of issues covering superannuation, retirement planning, wealth creation, salary packaging, and personal life insurance.

QInvest Limited provides the general advice on the website. QInvest is a separate legal entity and is responsible for the financial services and credit services it provides. Advice fees apply.

QSuper’s awards

This website displays awards received by QSuper from Chant West, SuperRatings and Conexus Financial.

The Chant West ratings logo is a trademark of Chant West Pty Limited and used under licence. It is only current at the date awarded by Chant West. The rating and associated material is only intended for use by Australian residents within the jurisdiction of Australia and is not permitted to be considered or used by a party outside of Australia. Chant West has given and has not withdrawn its written consent to the inclusion on this website of the references to Chant West and the inclusion of the ratings logo or rating in the form and context in which they are included. Chant West does not issue, sell, guarantee or underwrite this product. Go to www.chantwest.com.au for details of its ratings criteria. Past performance is not a reliable indicator of future performance.

SuperRatings does not issue, sell, guarantee or underwrite this product. Go to www.superratings.com.au for details of its ratings criteria. Past performance is not a reliable indicator of future performance.

The Conexus Financial Superannuation Awards are determined using proprietary methodologies. Awards are solely statements of opinion and do not represent recommendations to purchase, hold or sell any securities, or make any other investment decisions. Ratings are subject to change. Conexus Financial does not issue, sell, guarantee or underwrite this product. Go to www.conexussuperawards.com.au for details of its ratings criteria. Past performance is not a reliable indicator of future performance.

Calculators

We’ve put together these calculators to give you some illustrative examples of different financial scenarios, based on a range of stated assumptions, as well as the figures you input. The calculations are intended as estimates only; they’re not intended to be kept or used for any practical purpose, or as a substitute for professional financial advice. While we’ve based the information on sources that we believe are reliable and accurate, your actual outcomes will depend on a range of factors outside of our control. So you shouldn’t rely on these calculators when you’re making decisions about a financial product, fund or strategy. Instead, you should consider getting advice from a suitably qualified adviser.

The QSuper Board, QSuper Limited and QInvest Limited expressly disclaim all liability and responsibility to any person who relies, or partially relies, on anything done or omitted to be done by these calculators.

View more on the assumptions used and information about the Retirement Income calculator.

Super Scoop

We need to let you know that this information for general financial education purposes only is provided by QInvest Limited (ABN 35 063 511 580, AFSL and Australian Credit Licence Number 238274) which is ultimately owned by the QSuper Board (ABN 32 125 059 006) as trustee for the QSuper Fund (ABN 60 905 115 063).

This information doesn’t take the place of personal advice, and doesn’t consider your specific financial situation or needs and shouldn’t be relied on as legal or taxation advice, and doesn’t take the place of this type of advice. What we say about law or proposals is based on our interpretation of the law or proposals at the time we printed this document. You should consider the appropriateness of this information in light of your own objectives, financial situation, or needs before you make any decision.