Why QSuper insurance

QSuper offers affordable, generous automatic insurance with flexibility to personalise the cover according to your personal circumstances.

Trusted

Trusted & secure

QSuper has been looking after the retirement savings of members for more than 100 years.

Profit for members

Profit for members

Our profits go back to our members, so you can be sure we have your interests at heart.

Automatic

Generous automatic insurance

Eligible QSuper members receive automatic cover when they join.

Trusted

Cover to suit your needs

QSuper offers many ways for you to personalise your insurance, to help your cover reflect your needs.

Insurance options

Death cover Death cover

Pays a lump sum in the event of your death or if you suffer from a terminal illness.

Why you need it

In the event of your death, this cover can provide a lump sum, to help keep your loved ones financially secure.

Key features*

  • Apply for cover of up to $3 million.
  • Option to have premium rates that reflect your occupational rating.
  • Ability to have different levels of death and TPD cover.
  • Choose between a fixed level of cover or cover that changes as you age.

TPD Total and permanent disability

Pays a lump sum if you suffer a total and permanent disability (TPD) due to an illness or injury.

Why you need it

Total and permanent disability insurance can provide a lump sum to assist with living expenses, debts and medical costs.

Key features*

  • Apply for cover of up to $3 million.
  • Option to have premium rates that reflect your occupational rating.
  • Ability to have different levels of death and TPD cover.
  • Choose between a fixed level of cover or cover that changes as you age.

Income protection Income protection

Can pay you an income if you can't work due to illness or injury.

Why you need it

If an illness or injury means you can't work due to a total and temporary disablement or partial and temporary disablement, income protection can provide you with an income to help meet your living expenses.

Key features*

  • Be covered for up to 87.75% of your insured salary.
  • Ability to personalise your cover, including waiting period and benefit period.
  • Potential to insure incomes from multiple jobs.
  • Option to have premium rates that reflect your occupational rating.

*The features and conditions of insurance for Defined Benefit members and Queensland Police Officers are different. Find out more about Defined Benefit insurance arrangements or Police Officer insurance arrangements.

Change my insurance

Folders

1. Understand my current insurance

Log in to Member Online or check your latest benefit statement to see your current insurance level.

Calculator

2. Understand my insurance needs

Use our insurance needs calculator to determine how much insurance you might need.
 

Screen

3. Personalise my insurance

Log in to Member Online to change your insurance or use our insurance estimator to get an idea on costs.

Make a claim

Phone

1. Contact us

Firstly, please contact us as soon as possible to let us know about your situation.

Document check

2. Gather required documentation

We'll advise you of what you need to submit in order to substantiate your insurance claim.

Staff

3. We'll work with you

We'll assign you a dedicated claims manager who will work with you through the claim process.

Register your interest in joining QSuper