You'll automatically have insurance included with your QSuper account when:
- You're aged 25 years or older
- Your account balance has been $6,000 or more, and
- We've received money into your account in the last 13 months.
This criteria has been put in place to protect your retirement savings from being reduced by unwanted insurance premiums.
The rules are different if you work for the Queensland emergency services. In this case, you'll have insurance cover automatically included with your account when you start work, even if you don't meet the above criteria. This is because jobs with these employers are considered to carry a higher degree of risk.
Queensland emergency services are:
- Queensland Police Service
- Queensland Ambulance Service
- Queensland Fire and Emergency Service.