We provide eligible Accumulation account members with one of the highest levels of automatic insurance cover offered by an industry or public sector fund.2 We offer automatic death and total and permanent disability cover, and many members also automatically receive income protection cover, with the ability to tailor cover to meet individual needs.3
To support our members employed by Queensland emergency services, we provide these members with automatic insurance cover regardless of their age and account balance, under the dangerous occupations exception.4 This includes all employees of Queensland Fire and Emergency Services, Queensland Police Service, and Queensland Ambulance Service. We also provide an income protection arrangement for sworn Queensland police officers that is tailored to their employment arrangements.
Cover is highly valued by QSuper members, with 65% of our Accumulation account members holding insurance as at 30 June 2020.
Our member-centric holistic approach to claims management supports members and their families in their time of need.
1. Eligibility conditions and criteria apply. For Accumulation account members only.
2. Chant West Product Research tool, as of November 2020. The Chant West data is based on information provided by third parties that is believed to be accurate. Chant West does not issue, sell, guarantee, or underwrite this product. The findings are based on levels of cover for death, TPD, and income protection default products, where included as default. Go to chantwest.com.au for further information about the methodology used and Chant West’s Financial Services Guide.
3. Subject to requirements for age, account balance, and receiving money regularly. See our Accumulation Account Insurance Guide (pdf) for details.
4. Terms and conditions apply. See our Accumulation Account Insurance Guide (pdf) for details.