Our new investment options menu

Who it suits

Suitable if you want short to medium term stability but some exposure to assets that will potentially give you higher returns. You should be aware that you may be sacrificing the potential for higher long-term returns for short to medium-term stability.

Return objective¹

Who it suits

Suitable if you're an investor who wants a conservative option. You want to protect your savings but still invest in some assets that can provide higher returns. You may want to start using your money soon.

Return objective¹

Who it suits

Suitable if you're a medium-to long-term investor and want exposure to assets that will potentially give you higher returns. You should be aware that this option could experience negative returns over the shorter term.

Return objective¹

Who it suits

Suitable if you’re an investor who wants a balanced option to grow your super over the long term. You also want a risk-adjusted strategy to weather volatile markets.

Return objective¹

Who it suits

Suitable if you’re a medium to long-term investor and want your investments made in line with an extended set of environmental, social and governance principles.

Return objective¹

Who it suits

Suitable if you’re an investor who wants a balanced option to grow your super over the long term, and who wants to invest according to an extended set of environmental, social and governance (ESG) principles.

Return objective¹

Who it suits

Suitable if you’re a long-term investor and want exposure to assets that will potentially give you higher returns. You should be aware this option is more likely to experience negative returns over the short to medium-term than an option with a lower risk.

Return objective¹

Who it suits

Suitable if you’re an investor who wants a high-growth option. You’re willing to take higher risk for higher long-term returns.

Return objective¹

Who it suits

Suitable if you’re a short-term investor who wants to protect the value of your investment. You should be aware that there will be little short-term real growth.

Return objective

Match the return of the performance benchmark after investment fees and costs, transaction costs and investment taxes (where relevant).

Benchmark: Bloomberg AusBond Bank Bill Index

Who it suits

Suitable if you're an investor who wants a cash option. You may want to start using your money soon or you want to protect your savings.

Return objective

Aims for returns above the performance benchmark.

Benchmark: Bloomberg AusBond Bank Bill Index

The objective is before investment fees and costs, transaction costs, and investment taxes. It’s measured over rolling 3-year periods. Investment tax generally doesn’t apply to Retirement Income accounts.

Who it suits

Suitable if you’re a short to medium-term investor who wants steady returns. You should be prepared for the value of your investment to have some small movements over the short term.

Return objective

Match the return of a 40% Australian and 60% international diversified bonds index (hedged in AUD), after investment fees and costs, transaction costs and investment taxes (where relevant).

Who it suits

Suitable if you’re an investor who wants a fixed income option that’s lower cost than an actively managed option.

Return objective

Aims to closely match the returns of the performance benchmark.

Benchmark:

• 50% Bloomberg Barclays Global Aggregate Index in $A hedged
• 50% Bloomberg AusBond Composite 0+Yr Index

The objective is before investment fees and costs, transaction costs, and investment taxes. It’s measured over rolling 3-year periods. Investment tax generally doesn’t apply to Retirement Income accounts.

Who it suits

Suitable if you're a long-term investor and want exposure to assets that will potentially give you higher returns. You should be aware this option is more likely to experience negative returns over the short to medium-term than an option with a lower risk.

Return objective

Match the return of the performance benchmark after investment fees and costs, transaction costs and investment taxes (where relevant).

Benchmark: MSCI World Developed Markets ex-Australia net dividends reinvested accumulation index hedged.

Who it suits

Suitable if you’re an investor who wants an international shares option that’s lower cost than an actively managed option. You also want an option that’s hedged back to the Australian dollar. You’re willing to take higher risk for higher long-term returns.

Return objective

Aims to closely match the returns of the performance benchmark and maintain a lower weighted carbon intensity.

Benchmark: MSCI ACWI ex Australia Investible Market Index (IMI) with Special Tax Net in $A hedged

The objective is before investment fees and costs, transaction costs, and investment taxes. It’s measured over rolling 3-year periods. Investment tax generally doesn’t apply to Retirement Income accounts.

Who it suits

Suitable if you’re a long-term investor and want exposure to assets that will potentially give you higher returns. You should be aware this option could experience negative returns over the short to medium term.

Return objective

Match the return of the performance benchmark after investment fees and costs, and investment taxes (where relevant).

Who it suits

Suitable if you’re an investor who wants an Australian shares option that’s lower cost than an actively managed option. You’re willing to take higher risk for higher long-term returns.

Return objective

Aims to closely match the returns of the performance benchmark and maintain a lower weighted carbon intensity.

Benchmark: MSCI Australia 300 Index

The objective is before investment fees and costs, transaction costs, and investment taxes. It’s measured over rolling 3-year periods. Investment tax generally doesn’t apply to Retirement Income accounts.