Lifetime Sustain 2
If you are aged 60 or over and have a Lifetime balance between $200,000 to less than $600,000, we will invest your money in Sustain 2.1 Sustain 2 aims to help protect your savings as you near retirement.
Objective
CPI +2.5% p.a.
An annual return of CPI +2.5% (after fees, costs and tax2), measured over rolling 10-year periods.
Timeframe
2+ years
Suited to investors with a minimum recommended investment timeframe of 2 years or more.
Fees
0.30% p.a.
Investments fees and costs and transaction costs, excluding admin fees. Find out more.
Performance
As at 30 November 2024 (updated monthly)
Asset allocation
As at 1 July 2024
| Assets |
Strategic asset allocation4 |
Ranges5 |
|
Australian shares |
18% |
7.5-32.5% |
|
International shares |
18% |
7.5-32.5% |
|
Unlisted assets and alternatives |
17.5% |
0-40% |
|
Fixed income
|
43.0% |
0-65% |
|
Cash |
3.5% |
0-62.5% |
1. Lifetime is the default option for members with an Accumulation account who have not made an investment choice.
2. This means after investment fees and costs, transaction costs, and investment taxes.
3. For periods up to 30 June 2024, unit prices and investment returns for this option are net of administration fees and costs, investment fees and costs, transaction costs and where applicable, investment taxes. From 1 July 2024, unit prices and investment performance are net of investment fees and costs, transaction costs and where applicable, investment taxes, but gross of administration fees and costs. You should consider this when comparing returns between options.
4. For more information on these asset classes, strategic asset allocations, and allowable ranges, read the PDS that applies to you.
5. We have the flexibility to invest within these predetermined ranges.