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Untitled-4

Outlook

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Aspire 1

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Aspire 2

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Focus 1

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Focus 2

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Focus 3

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Sustain 1

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Sustain 2

Lifetime Sustain 2

outlook

If you are over 58 years old and have a Lifetime balance of more than $300,000, we will invest your money in Sustain 2.1 This option is designed for investors who are close to, or in, retirement.

Objective

CPI +2.0% p.a.

An annual return of CPI +2.0% (after fees and tax), measured over rolling 10-year periods.

Timeframe

2 years

Suited to investors with a minimum recommended timeframe of 2 years.

Cost of product for $50,0002

$260 p.a.

Cost of product is a summary of ongoing fees and costs that can affect your super investment over 1 year. View detailed fee breakdown

Risk level

 
Very low
 
Low
 
Low to medium
 
Medium
 
Medium to high
 
High
 
Very High
Low

You need to keep in mind that with Sustain 2, a negative annual return is expected between one and two times in any 20 years. Read more about the standard risk measure.




Performance

As at 28 February 2023 (updated monthly)
Account 1 month 3 months 1 year 3 years p.a. 5 years p.a. 7 years p.a. 10 years p.a.
Accumulation -0.53% 0.65% -0.24% 1.22% 2.18% 2.66% n/a
Past performance is not a reliable indicator of future performance.3

Asset allocation

As at 31 December 2022 (updated quarterly)
Assets Allocation 4 Ranges 5

Cash 43.4% 25 - 90%

Fixed interest^ 12.5% 0 - 35%

Real estate 3.7% 0 - 20%

Equities* 29.6% 0 - 50%

Infrastructure 8.6% 0 - 20%

Commodities 0.4% 0 - 20%

Alternative assets 1.8% 0 - 25%

* Equities includes Australian Shares (6.2%), International Shares (19.6%) and Private Equity (3.8%).

View the detailed list of what this option invests in.


Shareholdings

As at 31 December 2022 (updated quarterly)

Australian shares - top 10 by value

No. Stock
1 BHP    
2 CSL Limited
3 Commonwealth Bank of Australia
4

National Australia Bank

5 Transurban Group
6

Wesfarmers Limited

7 Westpac  
8

ANZ

9 Woodside Energy Group 
10 APA Group

The Australian shares portfolio is managed by State Street Global Advisors

International shares - top 10 by value

No. Stock
1 Apple
2

ASML

3 Taiwan Semiconductor
4 Nestle
5 Lilly
6 Renaissancere
7 Samsung 
8 Con Edison Inc.
9 McCormick & Co
10 Dominion Energy

The International shares portfolio is managed by State Street Global Advisors

View the detailed list of what this option invests in.

View Sustain 2 Dashboard

1. Default option for members with an Accumulation account who have not made an investment choice.
2. The cost of product assumes a balance of $50,000 at the beginning of the year, and is based on fees and costs for the year ended 30 June 2022. Other fees and costs may apply. If you have insurance, premiums will apply. Investment fees and costs includes an amount of 0.10% for performance fees. Read the Accumulation account product disclosure statement (PDS) for full details.
3. For periods greater than one year, the return is a compound annualised return, net of fees and costs, and tax.
4. These figures have been rounded for member reporting.
5. We have the flexibility to invest within these predetermined ranges.

^ In the Lifetime option and Diversified options these assets provide diversification, a hedge against inflation and target yield enhancement. This asset class is also referred to as bonds.

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