A focus on long-term performance
Money magazine’s Best Retirement Innovator 20232
If you are between 50 and 57 years old and have a Lifetime balance of more than $250,000, we will invest your money in Focus 3.1 This option is designed for medium-term investors who want exposure to investments that will potentially give higher returns.
An annual return of CPI +3.0% (after fees, costs and tax2), measured over rolling 10 year periods.
Suited to investors with a minimum recommended investment timeframe of 5 years.
Cost of product is a summary of ongoing fees and costs that can affect your super investment over 1 year. View detailed fee breakdown
You need to keep in mind that with Focus 3, a negative annual return is expected between 2 and 3 times in any 20 years. Read more about the standard risk measure.
^ In the Lifetime option and Diversified options these assets provide diversification, a hedge against inflation and target yield enhancement. This asset class is also referred to as bonds.
* Equities includes Australian Shares (7.6%), International Shares (24.8%) and Private Equity (6.0%).
View the detailed list of what this option invests in.
Find out about our sustainable investment approach.
The Australian shares portfolio is managed by State Street Global Advisors.
The International shares portfolio is managed by State Street Global Advisors.
View Focus 3 Dashboard
1. Default option for members with an Accumulation account who have not made an investment choice.
2. This means after investment fees and costs, transaction costs, and investment taxes.
3. The cost of product assumes a balance of $50,000 at the beginning of the year, and is based on fees and costs for the year ended 30 June 2023. Other fees and costs may apply. If you have insurance, premiums will apply. Investment fees and costs includes an amount of 0.19% for performance fees. Read the Accumulation account product disclosure statement (PDS) for full details.
4. For periods greater than 1 year, the return is a compound annualised return, net of administration fees and costs, investment fees and costs, transaction costs and investment taxes deducted from the unit price.
5. These figures have been rounded for member reporting.
6. We have the flexibility to invest within these predetermined ranges.