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Investing for the long-term includes managing environmental, social and governance (ESG) risks, like climate change today
We believe integrating ESG factors into our investment processes is consistent with better investment outcomes.
Our Sustainable Investment Policy covers our overarching principles.
Our approach to sustainable investing is guided by our legal duty to members, our core investment beliefs, and our Sustainable Investment Policy.
We use the following as part of our approach to sustainable investment: ESG integration, stewardship (active ownership) and, in limited cases, exclusions.
We invest the majority of the Fund's portfolio through external investment managers. Therefore, ESG integration is predominantly executed through the selection, appointment, and monitoring of new and existing managers.
We undertake stewardship activities through engagement and proxy voting. The size of holdings means we can't engage with all the companies in which we are invested. Where we do engage with our investee companies, we use the following methods: directly, collaboratively or through a service provider.
Where possible, we will endeavour to vote at all company meetings on resolutions for which we are eligible to vote, with some exceptions, detailed in our Sustainable Investment Policy.
For the Australian and International shares asset classes across all QSuper options, we exclude direct investment in companies that we have identified as posing regulatory or reputational risks, or when engagement is not possible to mitigate risks such as litigation, as outlined in our QSuper Investment Guide.
Our Sustainable Investment Report offers more detail on our approach.
The ESG factors that we may consider as part of our investment process are:
Climate change represents one of the most significant challenges of our time, and as global investors we’re committed to doing our part towards investing in a low-carbon economy.
Our Sustainable Investment and Climate Change Policies outline our approach to managing climate-related investment risks and opportunities in the investment portfolio. We'll invest and manage the investment portfolio according to these policies. We've adopted a target of a net zero greenhouse gas emissions investment portfolio by 2050.1
Australian Retirement Trust recognises the importance of enhancing our disclosures for our members and other stakeholders. Our Net Zero 2050 Roadmap outlines our current plan to transition towards a net zero greenhouse gas emissions investment portfolio by 20501 and accelerate actions towards our target. It establishes the guiding principles, our approach to setting interim targets and the 2-year action plan for our investment portfolio.
To demonstrate progress on our commitments, we will report on an annual basis in accordance with voluntary or mandatory requirements.
Read the Net Zero 2050 Roadmap (pdf)
While we consider ESG factors across all of our investment options, we offer the Socially Responsible investment option for members who want to accumulate wealth over the long term and ensure their investments are made in line with an extended set of ESG principles.