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Outlook
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Aspire 1
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Aspire 2
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Focus 1
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Focus 2
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Focus 3
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Sustain 1
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Sustain 2

Lifetime Outlook

outlook

If you are under 40 years old, we will invest your money in Outlook.1 This option is designed for long-term investors who want exposure to investments that will potentially give higher returns.

Objective

CPI +4.0% p.a.

An annual return of CPI +4.0% (after fees, costs and tax2), measured over rolling 10-year periods.

Timeframe

10 years

Suited to investors with a minimum recommended investment timeframe of 10 years.

Cost of product for $50,0003

$465 p.a.

Cost of product is a summary of ongoing fees and costs that can affect your super investment over 1 year. View details

Risk level

Very low
Low
Low to medium
Medium
Medium to high
High
Very high

You need to keep in mind that with Outlook, a negative annual return is expected between 4 and 6 times in any 20 years. Read more about the standard risk measure.

Performance

As at 30 November 2023 (updated monthly)
Account 1 month 3 months 1 year 3 years p.a. 5 years p.a. 7 years p.a. 10 years p.a.
Accumulation 2.91% -1.39% 1.93% 3.43% 5.29% 5.94% n/a
Past performance is not a reliable indicator of future performance.4

Asset allocation

As at 30 September 2023 (updated quarterly)
Assets Allocation 5 Ranges 6

Cash 2.4% 0 - 20%

Fixed interest^ 9.9% 0 - 45%

Real Estate 6.1% 0 - 30%

Equities* 59.0% 5 - 75%

Infrastructure 17.8% 0 - 30%

Commodities 0.5% 0 - 25%

Alternative assets 4.2% 0 - 30%

^ In the Lifetime option and Diversified options these assets provide diversification, a hedge against inflation and target yield enhancement. This asset class is also referred to as bonds.

* Equities includes Australian Shares (11.7%), International Shares (38.1%) and Private Equity (9.3%).

View the detailed list of what this option invests in.

Find out about our sustainable investment approach.

Shareholdings

As at 30 September 2023 (updated quarterly)

Australian shares - top 10 by value

International shares - top 10 by value

No. Stock
1 Apple
2 Eli Lilly
3 Alphabet Inc
4 TSMC
5 Nestle
6 Novartis
7 Microsoft Corp
8 ASML
9 Samsung
10 RenaissanceRe

The International shares portfolio is managed by State Street Global Advisors.

 

View the detailed list of what this option invests in.

View Outlook Dashboard

1. Default option for members with an Accumulation account who have not made an investment choice.
2. This means after investment fees and costs, transaction costs, and investment taxes.
3.The cost of product assumes a balance of $50,000 at the beginning of the year, and is based on fees and costs for the year ended 30 June 2023. Other fees and costs may apply. If you have insurance, premiums will apply. Investment fees and costs includes an amount of 0.29% for performance fees. Read the Accumulation account product disclosure statement (PDS) for full details.
4. For periods greater than 1 year, the return is a compound annualised return, net of administration fees and costs, investment fees and costs, transaction costs and investment taxes deducted from the unit price.
5. These figures have been rounded for member reporting.
6. We have the flexibility to invest within these predetermined ranges.