Fee details

We’re committed to returning profits as lower fees and better services

QSuper fees and costs summary

The cost of managing your account consists of administration fees and costs, investment fees and costs, and transaction costs. We calculate and take out most fees and costs before we declare the unit price, every working day.

Administration fees and costs1

0.22% p.a.
0.15% p.a.
Deducted daily before the unit price is declared,2 capped at $875 p.a.
0.07% p.a.
This is not deducted from your account balance but is deducted from the Fund’s general reserve.

Investment fees and costs

This shows the investment fees and costs and transaction costs for each investment option disclosed from 1 July 2022, and the total of these two columns per $50,000 invested.

Investment option Investment fees and costs3 Transaction costs Total for each $50,000 invested
0.60% 0.03% $315
0.51% 0.04% $275
0.50% 0.04% $270
0.43% 0.03% $230
0.43% 0.03% $230
0.43% 0.03% $230
0.30% 0.02% $160
0.29% 0.01% $150
Diversified and single sector
0.32% 0.02% $170
0.53% 0.03% $280
0.31% 0.05% $180
0.56% 0.03% $295
0.07% 0.00% $35
0.32% 0.14% $230
0.08% 0.01% $45
0.08% 0.00% $40

Other fees may apply to your account - check Member Online for details.

Admin fee

Administration fees and costs

Our administration fees and costs cover the general cost of managing your super, including our in-house contact centre, educational seminars, advice about your super, and the systems and processes that support our award-winning  products.

Investment fee

Investment fees and costs

Our investment fees and costs cover the cost of managing assets within your investment options, including performance fees made to investment managers when returns are above an agreed target.

Indirect cost ratio

Transaction costs

Our transaction costs generally cover the costs involved with selling and buying assets. The type of cost depends on the type of asset, and can include broker fees, stamp duty, and costs charged by stock exchanges.

Our annual fee caps could mean more money for you

To protect your super, we've lowered the cap on your administration fees and costs, so if you pay more than $875 a year, we'll refund the difference in July of the following financial year as a rebate. The cap came into effect on 1 July 2022 and will be paid as a refund from 1 July 2023.

More about the admin fee cap rebate

  • You're only eligible for a rebate if you still hold a QSuper Accumulation or Income account when we pay the rebate.
  • If you're eligible for an administration fee cap rebate of more than $25, we'll contact you with all the details, and it will appear in Member Online and on your annual statement.
  • The administration fee cap only applies to the administration fees and costs charged directly to your account.
  • If the value of your administration fee cap rebate is 5% or more of your balance, it will count towards your concessional contributions cap.
QSuper product disclosure statement (PDS)

See our product disclosure statements (PDS) for more information about fees and costs that apply.

Accumulation and Income account fees and costs

We believe in keeping fees low – so you won't pay any fees for switching investments.

Find out more
Member activity related fees and costs
Buy-sell spread
Switching fee
Family law transactions
Contribution splitting

Self Invest option fees and costs

Direct trading comes with different costs, such as brokerage and an ETF management fee. But unlike other super funds, you won't pay a cash management fee.

Find out more
Self Invest fees
Administration fees and costs

0.15% p.a. is calculated each day and deducted from your Self Invest transaction account monthly (capped at $875 p.a.).

0.07% p.a. is not deducted from your account balance but is deducted from the Fund’s general reserve.

Investment fees and costs - access fee
$299 per annum (pro rata), calculated daily and deducted monthly.
Transaction costs
Brokerage for ETFs and shares

Order value

up to $10,000

$10,001 - $27,500

$27,501 +

Fee per trade4



$30.23 plus 0.113% for amounts over $27,500

ETF management fees
Up to 1%. ETF management fees are deducted by the ETF manager before the return of the underlying ETF investment is declared. View more details.
Cash management fee

1. If your QSuper Accumulation account and QSuper Income account balances are less than $6,000 at the end of the financial year (30 June), certain administration and investment fees and costs charged to you are capped at 3% of the account balance. Any amount charged over that cap must be refunded. For more details, see the relevant QSuper product disclosure statement (PDS).
2. Please note as there are no unit prices for the Self Invest option, the administration fees and costs are calculated daily and deducted from your Self Invest transaction account monthly.
3. The investment fees and costs are estimates only, with the part that relates to costs the Trustee incurs based on costs for the year ended 30 June 2022. The actual amount you’ll be charged in the financial years after this will depend on the actual fees and costs the Trustee incurs in managing the investment option. Investment fees and costs includes an amount of 0.00% to 0.25% for performance fees. You can find out more about performance fees in ‘Additional explanation of fees and costs’ in the relevant PDS.
4. These rates include GST. GST is applied to the brokerage fee and you'll be entitled to a credit of 75% on any GST paid. This is deducted from your Self Invest transaction account once your orders are successfully completed. Where an order requires more than one trade to be filled only one brokerage fee will apply per day.