A focus on strong performance
SuperRatings' Pension of the Year 4 years in a row4
We’re committed to returning profits as lower fees and better services
The cost of managing your account consists of administration fees and costs, investment fees and costs, and transaction costs. We calculate and take out most fees and costs before we declare the unit price, every working day.
This shows the investment fees and costs and transaction costs for each investment option disclosed from 1 July 2022, and the total of these two columns per $50,000 invested.
Other fees may apply to your account - check Member Online for details.
Our administration fees and costs cover the general cost of managing your super, including our in-house contact centre, educational seminars, advice about your super, and the systems and processes that support our award-winning products.
Our investment fees and costs cover the cost of managing assets within your investment options, including performance fees made to investment managers when returns are above an agreed target.
Our transaction costs generally cover the costs involved with selling and buying assets. The type of cost depends on the type of asset, and can include broker fees, stamp duty, and costs charged by stock exchanges.
To protect your super, we've lowered the cap on your administration fees and costs, so if you pay more than $875 a year, we'll refund the difference in July of the following financial year as a rebate. The cap came into effect on 1 July 2022 and will be paid as a refund from 1 July 2023.
See our product disclosure statements (PDS) for more information about fees and costs that apply.
We believe in keeping fees low – so you won't pay any fees for switching investments.
Direct trading comes with different costs, such as brokerage and an ETF management fee. But unlike other super funds, you won't pay a cash management fee.
0.15% p.a. is calculated each day and deducted from your
Self Invest transaction account monthly (capped at $875 p.a.).
0.07% p.a. is not deducted from your account balance but is deducted from the Fund’s general reserve.
up to $10,000
$10,001 - $27,500
Fee per trade4
$29.50 plus 0.11% for amounts over $27,500
We're committed to returning profits to members as lower fees and better services. Find out even more reasons to enjoy being here.
1. If your QSuper Accumulation account and QSuper Income account balances are less than $6,000 at the end of the financial year (30 June), certain administration and investment fees and costs charged to you are capped at 3% of the account balance. Any amount charged over that cap must be refunded. For more details, see the relevant QSuper product disclosure statement (PDS).
2. Please note as there are no unit prices for the Self Invest option, the administration fees and costs are calculated daily and deducted from your Self Invest transaction account monthly.
3. The investment fees and costs are estimates only, with the part that relates to costs the Trustee incurs based on costs for the year ended 30 June 2022. The actual amount you’ll be charged in the financial years after this will depend on the actual fees and costs the Trustee incurs in managing the investment option. Investment fees and costs includes an amount of 0.00% to 0.25% for performance fees. You can find out more about performance fees in ‘Additional explanation of fees and costs’ in the relevant PDS.
4. These rates exclude GST. GST is applied to the brokerage fee and you will be entitled to a credit of 75% on any GST paid.