#1 fund for weathering market ups and downs3
SuperRatings' Pension of the Year three years in a row4
Paying low fees now could mean more money for you later
Superannuation funds have different fees and costs and they can all affect your balance now and into retirement. Higher fees will generally eat into your hard-earned retirement savings and mean less money for you to spend once you stop working. Choosing a super fund with low fees today can give you the confidence you will achieve financial security and reach your retirement goals in the future.
SuperRatings Fundamentals Reports, 30 June 2020. For the QSuper Balanced option.2
Our fees are among the lowest of any super fund in Australia.1
Because we’re a profit-for-members fund, you can be assured that we’re working in your best interests, not someone else's.
We believe in keeping things simple and protecting your super from unnecessary charges. With QSuper, you don’t pay any transaction or switching fees.3
Read more about the fees that will apply to you.
Fees and costs can have a substantial impact on your super savings over the course of your working life.
For example, an increase in fees of just 0.5% can cost a typical full-time worker about 12% of their balance (or $100,000) by the time they reach retirement.4
While low fees are important to think about when choosing a super fund, investment performance also matters.
Your retirement savings will be built over a lifetime, so MoneySmart says to compare investment performance over at least 5 years as this gives a more complete picture of how a super fund is tracking.
The Balanced investment option for our Accumulation account has produced strong returns with fewer ups and downs over the past 10 years.5
Find out more
If you'd like to see how QSuper measures up when it comes to fees and performance, you can use SuperRatings' comparison tool.
This tool can also help you compare the other services and benefits super funds offer, including member services and insurance.
The SuperRatings comparison tool is an impartial fund rating system that includes more than 200 super funds.
Note: The comparison tool is maintained by SuperRatings. Currently the tool does not reflect recent changes to QSuper’s insurance cover.
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