A focus on strong performance
Money magazine’s Best Retirement Innovator 20232
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Paying low fees now could mean more money for you later
Super funds have different fees and costs, and together with performance, this makes a big difference.
Higher fees will generally eat into your hard-earned retirement savings - meaning less money for you to spend once you stop working.
Choosing a super fund with low fees today can give you more confidence about your financial security for your future.
We don’t pay shareholders, which means we can give back profits to members as low fees and better services.
Fees and costs can have a substantial impact on your super over the course of your working life.
For example, an increase in fees of just 0.5% can cost a typical full-time worker about 12% of their balance (or $100,000) by the time they reach retirement.1
We’re focused on charging members low fees for the products and services we provide, as we know the less you pay in fees on your super account the more savings you could have in retirement.
QSuper accounts have a cap of $875 per year on the administration fees and costs you pay. So we provide a rebate if you pay more than $875 across your Accumulation and Income account/s.
Read more about the fees that will apply to you.
Low fees are important to think about when choosing a super fund. But investment performance also matters.
We're focused on delivering strong long-term returns for our members. That's why we're honoured to have received SuperRatings' 15-year Platinum rating2 for our Balanced option.
10-year annual return – Balanced option3
As at 30 June 2023
15-year Platinum Performance
Use the Chant West AppleCheck comparison tool to easily compare super funds by both fees and benefits. Our super products are highly rated by Chant West and SuperRatings, along with so many other benefits.
1. Productivity Commission, 2018, Superannuation: Assessing Efficiency and Competitiveness , accessed 13 September 2021. Based on starting salary of $50,000 and average insurance premiums of $340.
2. The rating is issued by SuperRatings Pty Ltd ABN 95 100 192 283 AFSL 311880 (SuperRatings). Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings uses objective criteria and receives a fee for publishing awards. Visit superratings.com.au for ratings information and to access the full report. © 2023 SuperRatings. All rights reserved.
3. The Australian Retirement Trust QSuper Balanced option (Accumulation account) has kept the same key features and investment strategy post-merger. Past performance is not a reliable indicator of future performance. Returns shown are based on disclosed unit prices and are compound annualised return, net of fees and tax. See unit prices for more information. See how the QSuper investment options have performed.