An industry leader in 10-year investment performance
Our Income account won Money magazine's Best Balanced Pension Product for 2020.
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Paying low fees now could mean more money for you later
Superannuation funds have different fees and they can all affect your balance now and into retirement. Higher fees will eat into your hard-earned retirement savings and mean less money for you to spend once you stop working. Choosing a super fund with low fees today can give you the confidence you will achieve financial security and reach your retirement goals in the future.
SuperRatings Fundamentals Reports, 30 June 2019. For the QSuper Balanced option.2
Our fees are among the lowest of any super fund in Australia.1
Because we’re a profit-for-members fund, you can be assured that we’re working in your best interests, not someone else's.
We believe in keeping things simple and protecting your super from unnecessary charges. With QSuper, you don’t pay any transaction or switching fees.3
Read more about the fees that will apply to you.
While low fees are important to consider when choosing a super fund, the relationship between investment performance and fees also matters.
The difference between how your super fund performs and how much you pay in fees is called your 'net benefit.'
Your net benefit is your balance after you calculate all the money that goes into your super account from investment performance, and take away any money used to cover fees and taxes. In other words, it's how much better off you end up in retirement.
The Balanced investment option for our Accumulation account has produced strong returns with fewer ups and downs over the past 10 years.4
This result is driven by a unique investment approach that aims to provide market-leading growth with less risk.
Find out more
If you'd like to see how QSuper measures up when it comes to fees and performance, you can use SuperRatings' comparison tool.
This tool can also help you compare the other services and benefits super funds offer, including member services and insurance.
The SuperRatings comparison tool is an impartial fund rating system which includes more than 200 super funds.
Note: The comparison tool is maintained by SuperRatings. Currently the tool does not reflect recent changes to QSuper’s insurance cover.
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1. Chant West Super Fund Fee Survey, March 2019. The Chant West data is based on information provided by third parties that is believed to be accurate. Chant West does not issue, sell, guarantee, or underwrite this product. The findings are based on account balances of $25,000 and $50,000. Only administration and investment fees and costs are covered. Fees are gross of income tax. Go to chantwest.com.au for further information about the methodology used and Chant West’s Financial Services Guide. For the QSuper Investment options: Lifetime option Focus 1, Aggressive, Growth and Moderate.
2. The annual fee for QSuper Balanced options comprises of the investment fee, indirect cost ratio, and admin fee (%p.a.) which are based on the fees and costs for the financial year ended 30 June 2019. The total fees and any other applicable fees are deducted daily from the unit price before the unit price is declared and may differ from future fees and costs. The Average Super Fund annual fee is modelled on a small ($500K) employer size and is sourced from SuperRatings Fundamentals Reports, 30 June 2019. SuperRatings does not issue, sell, guarantee, or underwrite this product. Go to superratings.com.au for details of criteria used. Past performance is not a reliable indicator of future performance.
3. Excludes the Self Invest option.
4. Past performance may not be a reliable indicator of future performance. QSuper’s Accumulation account, Balanced Option only, ranked fourth. The Chant West data is based on information provided by third parties that is believed to be accurate at 30 June 2019. Returns reflected after investment fees and tax. Chant West’s Financial Services Guide is available at chantwest.com.au
5. For the financial years 2009 to 2019. Past performance may not be a reliable indicator of future performance. QSuper’s Accumulation account, Balanced Option only. The return is an compound annualised return reflected after administration fees, investment fees and tax. Disclosed/reported investment returns reflect the returns of the fund and not member returns of the investment options as they do not take into account the timing of contributions, investment switches or withdrawals.