QSuper is currently experiencing a small delay in BPay transactions showing in the transaction history of members. Please be assured that all BPay transactions are processed effective the date received.
Our profits go back to members so we’re always looking for ways to keep fees low.
We don’t charge fees to switch your investments, make a withdrawal or close your account.
As Chant West’s Best Fund Investments 2017, you benefit from great value with strong long-term returns.
The total cost of managing your super depends on the investment option/s you are invested in.
If you had $50,000 invested in the Balanced option the total annual fee equals $545 ($50,000 x 1.09%).
How have the investment options performed?
Fees are only one part of selecting an investment option.
View investment performance
We'll always show the total fees that apply to your account. That's why our total fee includes administration fees, investment fees and indirect cost ratio.
View detailed fee breakdown.
We think it’s important to understand what you won’t be paying (as well as what you will) when you have your super with us.
In addition to managing your super, we also offer the following services which may attract additional fees:
• Financial advice
• Self Invest
Super funds have different fees and they can all affect your balance now and into retirement. So when you’re comparing with other super funds, make sure you take into account all the fees and costs that apply.
Of course, fees aren’t the only thing you should consider when it comes to super. Our returns are always provided net of fees and taxes so you can get a clear view of how your super is performing.
If you'd like to see how we compare with another super fund, you can use the SuperRatings Comparison tool.
Fees are based on your account balance, not the number of accounts you have. There are no additional fees for entry, exit or making an investment choice switch.
Defined Benefit accounts are based on a formula, so fees, insurance costs and investment returns don’t directly affect your benefit. The exception is if you’ve bought additional insurance cover. These premiums are calculated as a weekly cost per unit of insurance, and deducted from your attached Accumulation account each month.
Find out more about Defined Benefit account
Premiums for insurance cover will be deducted from your account. You will not be charged any premiums if you’ve chosen to opt-out of insurance coverage.
More about insurance coverage and premiums
If you are invested in the Self Invest option, there’s a separate set of fees.
More about Self Invest fees
1. The investment fee figure and indirect cost ratio are based on the actual fees and costs for the year ended 30 June 2017 and may differ from future fees and costs. In addition, the administration fee of 0.18% p.a. (from 30 Sept 2017) and other applicable fees are deducted daily from the unit price before the unit price is declared.