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To be eligible to receive default death and total and permanent disability (TPD) insurance cover with QSuper, and apply for additional cover, you must first meet three basic requirements:
To apply for additional cover, you must also have had money added to your Accumulation account in the last 13 months or have permanently opted into insurance cover.
There are various circumstances when your QSuper death cover and TPD cover would end.
Please note that in addition to any pre-existing conditions, pre-existing exclusion periods and other exclusions applicable, there are other times when a benefit may not be payable. Please refer to the Accumulation Account Insurance Guide for further details.
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