Connect with your super anywhere, anytime

Take 5 with Member Online:

 Check your super balance

Australians aged under 30 years have, on average, more money in their superannuation accounts than their bank balances². So, whether you are new to the workforce, well on your way to carving out your career, or looking forward to your retirement, check in on your super balance whenever you like.

You can see, amongst other things:

• how your super balance is changing on a daily basis
• how your balance has changed over the past five years (Accumulation and Income account holders only)
• project your balance up to two years ahead (Defined Benefit account holders only)
• view transactions over the past two years.

You can also review your latest annual statement. Your last seven annual statements are held on Member Online. It’s like your own super filing cabinet. Here are six things to check on your annual statement.

 Consolidate your super

Moving all your super into one account could mean fewer fees. It also means one super statement, so less paperwork may make your super easier to manage, and reduce your chance of paying multiple insurance premiums.

Research shows that the top reason many Australians haven’t consolidated their super accounts is that they simply haven’t got around to it³. The second-most common reason is that people don’t know how.

It’s simple and only takes a few minutes to consolidate your super from other funds through Member Online.

Before you consolidate your super, you should check with your other super funds if there are any fees or tax implications, or loss of insurance or other benefits.

 Review and adjust your investment options

How you choose to invest your money may affect how much super you end up with.

Your investment choices will probably change over time.

For example, you might consider yourself an aggressive investor who is prepared to accept greater risk for a chance at higher returns. Perhaps you want your investment to take into account environmental, social and ethical considerations. Or you might be getting closer to retirement and want a more stable option to give you certainty over your future finances.

See how your money is invested and how those investments performed.

 Review or amend your insurance

QSuper recommends your life insurance needs should reflect your personal circumstances as they change, such as whether you are single, have a partner or a family.

You can tailor your insurance cover to reflect your life.

It only takes a moment to review your insurance cover.

Some types of personal insurance include:

Death Cover – In the event of your death, this cover can provide a lump sum to help keep your loved ones financially secure.

Total and Permanent Disability – TPD insurance can provide a lump sum to assist with living expenses, debts and medical costs.

Income Protection – If an illness or injury means you can't work temporarily , income protection may provide you with an income to help meet your living expenses.

New ‘opt-in’ measure to keep your insurance cover

From 1 October 2019, insurance within superannuation will be ‘‘opt-in’’ for accounts with balances of less than $6000 and new accounts held by members under the age of 25 years.

 Update your details

Keeping your details up to date matters. If you are changing your name due to marriage, or are recently separated, even changed your address, don’t forget to update your contact details.

Member Online means you can access your QSuper account anywhere, anytime. It is simple to use and available on all devices.