An industry leader in 10-year investment performance
Our Income account won Money magazine's Pension Fund Manager for 2019.3
Have peace of mind knowing that you can still receive an income if you're not able to work for a period of time due to illness or injury.
We all hope we don't get sick or injured for an extended period of time, but if you did, how would you pay your bills and maintain your lifestyle?
If an illness or injury means you can't work due to a total and temporary disablement or partial and temporary disablement, income protection can provide you with an income to help meet your living expenses.
QSuper provides a benefit period of up to 2 years as default, with the ability to apply for a longer benefit period.
Whilst receiving payments that partially replace your income, you'll continue to receive super contributions so that your super can continue to grow, even while you are receiving income protection.
Plenty of ways to personalise your cover so that it reflects your needs.
Estimate your premium
View or change your income protection cover
Learn more about personalising your income protection cover.
For full details of the product, including what is included and what's not, please refer to the Accumulation Account Insurance Guide (pdf).
*The features and conditions of insurance for Defined Benefit members and Queensland Police Officers are different.
Find out more
about Defined Benefit insurance arrangements or Police Officer insurance arrangements.
Log in to Member Online to see your current insurance level.
Use our insurance needs calculator to determine how much insurance you might need.
Download a form to change your insurance or use our insurance premium estimator to get an idea on costs.
Firstly, please contact us as soon as possible to let us know about your situation.
We'll advise you of what you need to submit in order to substantiate your insurance claim.
We'll assign you a dedicated claims manager who will work with you through the claim process.
QSuper offers affordable, generous automatic insurance with flexibility to personalise the cover according to your personal circumstances.
QSuper offers many ways for you to personalise your insurance, to help your cover reflect your needs.
Eligible QSuper members receive automatic cover when they join.
We work hard to keep our fees low, and as we don’t have share holders, everything we do is for our members.
We have been looking after members' retirement savings since 1912.