#1 for 10-year investment performance1
Our Income account won Money magazine's Pension Fund Manager for 2019.3
Have peace of mind knowing your finances may be taken care of if you can no longer work.
Wouldn't it be reassuring to know that if you suffered a total and permanent disability, you would have some financial support to help you with your living expenses?
QSuper's TPD cover pays a lump sum to you if you can’t ever work again after meeting the definition of total and permanent disablement.
This allows you to focus on managing your illness or injury, rather than worrying about finances.
Eligible full and part-time employees can apply for cover of up to $3 million.
In most circumstances your default cover has no pre-existing exclusion period providing you are at work on the day your default cover starts.
You may be covered until you turn 65 (the age limit for police officers is 60).
Plenty of ways to personalise your cover so that it reflects your needs.
Estimate your premium
View or change your TPD cover
Learn more about personalising your TPD cover.
For full details of the product, including what is included and what's not, please refer to the Accumulation Account Insurance Guide (pdf).
*The features and conditions of insurance for Defined Benefit members and Queensland Police Officers are different.
Find out more
about Defined Benefit insurance arrangements or Police Officer insurance arrangements.
Log in to Member Online or check your latest benefit statement to see your current insurance level.
Use our insurance needs calculator to determine how much insurance you might need.
Download a form to change your insurance or use our insurance premium estimator to get an idea on costs.
Firstly, please contact us as soon as possible to let us know about your situation.
We'll advise you of what you need to submit in order to substantiate your insurance claim.
We'll assign you a dedicated claims manager who will work with you through the claim process.
QSuper offers affordable, generous automatic insurance with flexibility to personalise the cover according to your personal circumstances.
QSuper offers many ways for you to personalise your insurance, to help your cover reflect your needs.
Eligible QSuper members receive automatic cover when they join.
We work hard to keep our fees low, and as we don’t have share holders, everything we do is for our members.
We have been looking after members' retirement savings since 1912.