Why QSuper

At QSuper, everything we do is designed to help our members achieve a better financial future. As financial advisers, you’re an important part of that. So we’re keen to work with you to help achieve the best possible financial outcomes for your clients now and into the future.

100 year history

100 years strong

We have over 100 years of superannuation experience to support you and your clients over the long term.



Our award-winning investment strategy has delivered strong returns with smoother ups and downs.1 We also offer, direct investment options.


Profit for members

We work hard to keep our fees low, and as we don’t have shareholders, everything we do is for our members.


Insurance coverage

Our members are offered generous levels of default insurance with easy personalisation processes.

QSuper Client Summary

client summary

The QSuper Client Summary has been designed specifically with your needs as a financial adviser in mind and provides all essential client account details. When we receive a valid Authority to release information form, we will automatically issue you with your QSuper Client Summary.

A QSuper Client Summary is currently only available for members with an Accumulation account.

To request your QSuper Client Summary, download and submit an Authority to Release Information form.

Other top forms

Make a Binding Death nomination  Change of insurance
Consolidate with QSuper (via Member Online) Investment switch

The QSuper difference

We offer a range of investment strategies to suit your client's portfolio and overall investment objectives.

Self Invest enables in-specie transfers from a QSuper Accumulation account to a QSuper Income account.

Learn more about investments

QSuper’s innovative bonus entitlement feature offers eligible members an uncapped and personalised transfer bonus, provided automatically when transitioning from a QSuper Accumulation account to a QSuper standard Income account.

  • Launched in 2016, this industry first solution enables us to offer tax advantages traditionally dominated by self-managed superannuation funds.
  • The QSuper Income account Transfer Bonus reflects a return of a capital gains tax provision when investments pass into the tax-exempt Income account environment. For more information, read our factsheet.
  • Our largest Transfer Bonus paid to date is $43,000.4

Your QSuper Client Summary will show your client's potential Transfer bonus value.


Learn more about bonus entitlements

Our insurance can be personalised to support the risk strategies you recommend to your client by:

  • Providing generous levels of default cover, with easy tailoring processes.
  • Providing the option to personalise their occupational rating to potentially reduce premiums or leave at standard rates.
  • Transfer in existing insurance cover on a like-for-like basis (subject to conditions).
  • Facilitating partial rollout from your client's QSuper account to cover insurance premiums on cover held with another super fund.

Learn more about insurance

Our objective is to keep our administration and investment fees low.

  • We are proud to have been recognised as having one of the lowest cost MySuper products in the market through our default Lifetime option.2
  • In July 2018 we reduced our administration fee by a further 10%. This is the fifth time in four years that QSuper has reduced fees.
  • Our administration fee is currently capped at $9005 p.a. adding real dollar value to the growth of our members’ accounts.

Learn more about low fees


QSuper awards

Best investment 2017


Awarded Chant West QSuper Best Fund: Investments 2017.1

10 year performance

Platinum performance

SuperRatings awarded QSuper with a 10 year Platinum Performance rating.3

 Money Magazine - Best Pension Fund Manager - Awarded to QSuper

Best Pension Fund Manager

Our Income Account has won Money magazines Best of the Best 2019 - Best Pension Fund Manager.6

Discover more


Your QSuper Client Summary

This summary has been designed specifically with your needs as a financial adviser in mind.


QSuper's products and offerings

We offer a range of products and features for our members.


Investment performance

Stay up-to-date on the performance of our award winning1 investment strategy.


1. Chant West Award - Best Fund for Investments 2017. For the QSuper Lifetime option only. Past performance is not a reliable indicator of future performance. Chant West does not issue, sell, guarantee or underwrite this product. For further information about the methodology used by Chant West, see chantwest.com.au
2. Chant West Super Fund Fee Survey March 2017 for MySuper Default total fees. Chant West doesn’t take responsibility for any inaccuracy in the data. The Chant West rating shouldn’t be taken as financial product advice. Awards and ratings are only one factor when deciding how to invest your super. For further information about the methodology used by Chant West, see chantwest.com.au
3. Awarded SuperRatings 10 year Platinum Performance 2008-2018 Rating. Awards and ratings are only one factor when deciding how to invest your super. SuperRatings does not issue, sell, guarantee, or underwrite this product. Go to superratings.com.au for details of its ratings criteria. Past performance is not a reliable indicator of future performance.
4. Data as at 30 July 2017
5. From 1 July 2018 the administration fee cap changed from $1,000 to $900 per annum. From 1 July 2018, any administration fees you pay on your Accumulation and/or Income account/s over the cap of $900 in a financial year (that’s the combined figure for all of these accounts) will be rebated back to you in July of the next financial year as long as you still have an account with QSuper at the time of the refund.
6. The Best of the Best Awards celebrates Australia's pre-eminent financial products, services and investments, with leading research houses including Canstar, Lonsec, Morningstar, SQM Research, SuperRatings, WhistleOut and Zenith Investment Partners identifying the winners in more than 60 categories. The awards are designed to help consumers make more informed investment decisions across asset categories including super, cash accounts, funds, and home loans. The award is solely a statement of opinion and does not represent a recommendation to purchase, hold or sell any securities, or make any other investment decisions. Ratings are subject to change. Ratings, awards or investment returns are only one factor that you should consider when deciding how to invest your super.