Our fees are among the lowest in the country
Our Income account won Money magazine's Best Balanced Pension Product for 2020.
Simple, transparent, and low fees from a profit-for-members super fund
Lifetime Outlook aged under 40
Total fee p.a.
Lifetime Aspire 40-49 years
Lifetime Focus 50-57 years
Lifetime Sustain 58 years and over
Administration fee: The general cost of managing your super.
Investment fee: The cost of managing your investment which can vary between investment options.
Indirect cost ratio: Costs paid by QSuper to external providers that are deducted from investments.
Take the total fee for your investment option and multiply it by your balance. Example: If you have $50,000 in Lifetime Focus, your fee will be $50,000 x 0.55% = $275.
We believe in keeping things simple and protecting your super from unnecessary charges.
Fees are just one thing to consider when choosing a super fund. Learn what else to look for when finding the best super fund in Australia.
Self Invest lets you take full control of where your super is invested, by giving you access to shares, exchange traded funds (ETFs), and term deposits. If you have any money in Self Invest, other fees will apply.
We offer affordable insurance cover you can personalise to suit your needs. If you have insurance cover with QSuper, premiums will be deducted from your account.
You can receive advice from QInvest about your QSuper account at no additional cost.3
We have an annual cap of $900 on our administration fees, so more money can go towards your retirement savings. Find out more.
If you have a Defined Benefit account, you do not pay fees as this is covered by your employer. However, if you have additional insurance cover, these insurance premiums will be deducted from your attached Accumulation account each month. Find out more.
Join half a million Australians who are already enjoying the QSuper feeling.
1. Chant West Super Fund Fee Survey, March 2020. The Chant West data is based on information provided by third parties that is believed to be accurate. Chant West does not issue, sell, guarantee, or underwrite this product. The findings are based on account balances of $25,000 and $50,000. Only administration and investment fees and costs are covered. Fees are gross of income tax. Go to chantwest.com.au for further information about the methodology used and Chant West’s Financial Services Guide. For the QSuper Investment options: Lifetime option Focus 1, Aggressive, Growth and Moderate.
2. Excludes the Self Invest option.
3. QInvest Limited (ABN 35 063 511 580, AFSL 238274) is a separate legal entity responsible for the financial services it provides. For Income and Accumulation account members who receive personal financial advice from QInvest, the QSuper Board may pay for some or all the advice fee for advice related to your QSuper benefit. Eligibility conditions apply. Refer to the Financial Services Guide (pdf) for more information.