Why QSuper?

#1 fund for weathering market ups and downs3

When members come first, we all win 8 Header awards
When members come first, we all win 8
Header awards

Performance

Strong long-term performance

The Balanced investment option for our Accumulation account has produced strong returns with fewer ups and downs over the past 10 years.2

This result is driven by a unique investment approach that aims to provide consistent growth with less risk.

10-year annual return - Balanced option4

8.61% p.a.

As at 30 June 2021

Platinum performance

15-year platinum performance

SuperRatings Platinum Performance rating 15 years.

Our performance

Fees

Simple, transparent fees

We believe in keeping fees low. In fact, our fees are among the lowest in the country5 and our members don't pay any transaction or switching fees.6

Select account balance

 

$350 QSuper annual fee

 

$610 Average annual fee

SuperRatings Fundamentals Report, 31 August 2021. For the QSuper Balanced option.7
 
Our fees

Most recommended superannuation fund

QSuper has been rated the most recommended super fund in the country.1

How your super is invested. Manage your own investments or let us take care of it for you.

QSuper Lifetime

Let us manage your investments

QSuper offers an industry-leading investment option that automatically adjusts your investment strategy based on your age and account balance. You don’t have to lift a finger, while you enjoy now, knowing you'll be right later.

Find out more
Diversified and Single Sector

Take some control

Mix and match our options to suit your investment strategy. Diversified options: Moderate, BalancedSocially Responsible, or Aggressive. Single sector options: Cash, Diversified Bonds, International Shares, or Australian Shares.

Find out more
Self Invest

Make all the decisions

Take control of where your super is invested. You can invest in S&P/ASX 300 shares, exchange-traded funds (EFTs), and term deposits.

Find out more

Anyone can join QSuper

We became open to the public on 1 July 2017, which means whether you work in the private or public sector, you can join more than 620,000 Australians who choose QSuper.

Join today

Connect with your super anytime, anywhere

Member Online and our app are simple and secure, with everything you need at your fingertips. Staying on top of your super just got a whole lot easier.

Profit for members
We don't have shareholders. Everything we do is to benefit our members.

We're one of Australia's oldest and largest super funds,9 and our members have come first for over 100 years. Because we're a profit-for-members fund, you can be assured we're working in your best interests, not someone else's.

$133 billion in funds under administration

Over 100 years of helping members

620,000 members and counting


A super fund you can trust. With more than 620,000 members and $133 billion in funds under administration,10 we've helped our members feel good about their super for over 100 years.

Join today

It only takes around 10 minutes to apply online and you'll be on your way to enjoying the QSuper feeling.

Join now

1. Mozo People’s Choice Award May 2021. Mozo commissioned IPSOS to conduct a survey to measure people’s attitudes and opinions on a range of services and their overall satisfaction with their experience towards their current superannuation provider. 2,712 were surveyed. The award winners are determined solely by the votes of customers. Mozo makes no assessment of the value or performance of products or providers and this is not a recommendation to purchase, hold, or sell this product. Ratings are subject to change. Past performance is not a reliable indicator of future performance. Awards are only one factor that you should consider when deciding how to invest your super. More information available at mozo.com.au/peopleschoice

2. SuperRatings Fund Crediting Rate Survey, April 2021. SR50 Balanced Index (60-76). Past performance may not be a reliable indicator of future performance. Based on cumulative returns compounded annually after fees and taxes excluding fixed administration, contribution, switching fees and insurance premiums. SuperRatings does not issue, sell, guarantee, or underwrite this product. Ratings, awards or investment returns are only one factor that you should consider when deciding how to invest your super. The rating is issued by SuperRatings Pty Ltd ABN 95 100 192 283 AFSL 311880 (SuperRatings). Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings uses objective criteria and receives a fee for publishing awards. Visit superratings.com.au for ratings information and to access the full report. © 2021 SuperRatings. All rights reserved.

3. Winner of SuperRatings’ Smooth Ride 2021 award. The rating is issued by SuperRatings Pty Ltd ABN 95 100 192 283 AFSL 311880 (SuperRatings). Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings uses objective criteria and receives a fee for publishing awards. Visit www.superratings.com.au for ratings information and to access the full report. © 2021 SuperRatings. All rights reserved.

4. Past performance may not be a reliable indicator of future performance. QSuper’s Accumulation account, Balanced Option only. The return is an compound annualised return reflected after administration fees, investment fees, and tax. Disclosed/reported investment returns reflect the returns of the fund and not member returns of the investment options, as they do not take into account the timing of contributions, investment switches, or withdrawals.

5. Chant West Super Fund Fee Survey, March 2021. The Chant West data is based on information provided by third parties that is believed to be accurate. Chant West does not issue, sell, guarantee, or underwrite this product. The findings are based on account balances of $25,000 and $50,000. Only administration and investment fees and costs are covered. Fees are gross of income tax. Go to www.chantwest.com.au for further information about the methodology used and Chant West's Financial Services Guide. For the QSuper investment options: Lifetime option Focus 1, Aggressive, Balanced, and Moderate.

6. Excludes the Self Invest option.

7. The annual fee for QSuper Balanced options comprises of the investment fee, indirect cost ratio, and admin fee (%p.a.), which are based on the fees and costs for the financial year ended 30 June 2021. The total fees and any other applicable fees are deducted daily from the unit price before the unit price is declared, and may differ from future fees and costs. The average super fund annual fee is modelled on a small ($500K) employer size and is sourced from SuperRatings Fundamentals Report, 31 August 2021. SuperRatings does not issue, sell, guarantee, or underwrite this product. The rating is issued by SuperRatings Pty Ltd ABN 95 100 192 283 AFSL 311880 (SuperRatings). Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings uses objective criteria and receives a fee for publishing awards. Visit www.superratings.com.au for ratings information and to access the full report. © 2021 SuperRatings. All rights reserved. Past performance is not a reliable indicator of future performance.

8. The rating is issued by SuperRatings Pty Ltd ABN 95 100 192 283 AFSL 311880 (SuperRatings). Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings uses objective criteria and receives a fee for publishing awards. Visit www.superratings.com.au for ratings information and to access the full report. © 2021 SuperRatings. All rights reserved.
The Chant West ratings logo is a trademark of Chant West Pty Limited and used under licence. It is only current at the date awarded by Chant West. The rating and associated material is only intended for use by Australian residents within the jurisdiction of Australia, and is not permitted to be considered or used by a party outside of Australia. Chant West does not issue, sell, guarantee, or underwrite this product. For further information about the methodology used by Chant West, see chantwest.com.au. Chant West has given and has not withdrawn its written consent to the inclusion on this website of the references to Chant West and the inclusion of the ratings logo or rating in the form and context in which they are included. Past performance is not a reliable indicator of future performance. Awards and ratings are only one factor when deciding how to invest your super.
Money magazine awards are solely a statement of opinion and do not represent a recommendation to purchase, hold, or sell this product, or make any other investment decisions. Ratings are subject to change. Past performance is not a reliable indicator of future performance. Go to moneymag.com.au for details of its ratings criteria.

Find out more about our awards. These awards are solely statements of opinion and do not represent a recommendation to purchase, hold, or sell any securities, or make any other investment decisions. Ratings and awards are subject to change and are only one factor that you should consider when deciding how to invest your super.

9. Australian Prudential Regulation Authority (APRA), Annual Fund-level Superannuation Statistics, June 2020 edition (issued 16 December 2020) for assets.

10. Funds under administration as at 30 June 2021. Net assets include the retirement funds managed by QSuper and employer-sponsor receivables for Defined Benefit members managed and held by Queensland Treasury