Why QSuper?

Focused on long-term returns

Can I join?
When members come first, we all win Finder Most Loved Super Fund Award 2023; Canstar Innovation Excellence award 2023; Chantwest Longevity award 2023
When members come first, we all win
Finder Customer Satisfaction award 2023; Canstar Innovation Excellence award 2023; Chantwest Longevity award 2023

Performance

Focused on long-term returns

We're honoured to have received SuperRatings' 15-year platinum rating.1

This result is driven by our investment approach that aims to provide consistent growth over the long term with less risk.

Our performance
10-year annual return - Balanced Risk‑Adjusted option2

6.58% p.a.

As at 30 September 2024

Platinum performance

15-year platinum performance

SuperRatings Platinum Performance rating 15 years.

Keep your super in good hands

No matter where you work, as a QSuper account holder, you can enjoy knowing you're part of one of Australia's most-awarded super funds.

How your super is invested. Manage your own investments or let us take care of it for you.

QSuper Lifetime

Let us manage your investments

We offer an industry-leading investment option that automatically adjusts your investment strategy based on your age and account balance. You don’t have to lift a finger knowing we're looking after you.

Find out more
Diversified and asset class options

Take some control

Mix and match our options to suit your investment strategy.

Find out more

Who can open a QSuper account

If you're a new Queensland Government employee, the spouse or child (under 25 years old) of an existing QSuper member, or starting a Lifetime Pension, you can enjoy our products.

If you're not eligible to open a QSuper account, you can still join Australian Retirement Trust – it's open to all Australians.

Can I join?

Connect with your super anytime, anywhere

Member Online and our app are simple and secure, with everything you need at your fingertips. Staying on top of your super just got a whole lot easier.

Download on the App store Get it on Google Play

Profit for members
We work for members, not shareholders.

We're part of Australian Retirement Trust, one of Australia's largest super funds, and our members have come first for over 100 years. Because we're profit-for-members, you can be sure we're working in your best interests, not someone else's.

More than $300 billion in retirement savings

140 years’ combined experience helping members3

2.4 million members and counting

Super you can trust. QSuper is part of Australian Retirement Trust, one of Australia's largest super funds.

Open a QSuper account

If you're eligible to open a QSuper account, it only takes 10 minutes to apply online. If not, don't worry – you can still join Australian Retirement Trust.

Can I join?

1. Based on the Balanced Risk-Adjusted investment option (the QSuper Balanced option was renamed to Balanced Risk-Adjusted on 1 July 2024). SuperRatings Fundamentals report as at 31 March 2024. The rating is issued by SuperRatings Pty Ltd (SuperRatings) ABN: 95 100 192 283 a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd ABN 11 151 658 561, AFSL No. 421445 (Lonsec Research). Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings uses objective criteria and receives a fee for publishing awards. Visit superratings.com.au for ratings information and to access the full report. © 2024 SuperRatings. All rights reserved.

2. The QSuper Balanced option was renamed to Balanced Risk-Adjusted on the 1 July 2024. Past performance is not a reliable indicator of future performance. For periods up to 30 June 2024, investment returns for this option are net of administration fees and costs, investment fees and costs, transaction costs and where applicable, investment taxes.  From 1 July 2024 investment performance is net of investment fees and costs, transaction costs and where applicable, investment taxes, but gross of administration fees and costs. You should consider this when comparing returns between options. 

3. Australian Retirement Trust was formed through the merger of QSuper and Sunsuper on 28 February 2022.