Now that you've made the decision to use our award-winning Lifetime Pension to give you an income for life, here's how to get it started.

I'm already a QSuper member or eligible to join

If you're already a QSuper member, log in to Member Online to open your Lifetime Pension income stream. You can open a Retirement Income account at the same time if you want to.
If you're eligible to become a QSuper member, you'll need to do that first, then open your Lifetime Pension.

Apply online

I'm not a member

If you don't meet our membership criteria, don't worry - you can still open a Lifetime Pension as part of Australian Retirement Trust.

You can either request we call you back about starting your Lifetime Pension, or fill in the forms below.

Please read our Financial Services Guide (FSG), fill in this form, and we'll call you to help with your application.

*Required fields – we need this information to contact you. We handle your personal information in line with our privacy policy.

If you're feeling confident, you can skip the queue by applying directly. You'll need to complete two forms:

  1. Fill in the Open an Accumulation Account for Lifetime Pension applicants form in the back of Accumulation account PDS (pdf).
  2. Fill in the Open a Lifetime Pension - For non-QSuper members only form in the back of Lifetime Pension PDS (pdf).
Need some help?

If you've got more questions about the QSuper Lifetime Pension, please check our frequently asked questions or contact us.