Together, we're so much more

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We put members like you first and it shows Finder Most Loved Super Fund Award 2023; Canstar Innovation Excellence award 2023; Chantwest Longevity award 2023
We put members like you first and it shows
Finder Customer Satisfaction award 2023; Canstar Innovation Excellence award 2023; Chantwest Longevity award 2023

Performance

Grow your super with our star performer

How you invest now can make a big difference when you retire. Our High Growth option is focused on strong, long-term returns, to help you build your best future. In fact, we've outperformed the industry median over the last 1, 3, 5, 7, and 10 years. 1

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10-year annual return - High Growth

9.50% p.a.

to 30 September 20241

Platinum performance

Award-winning performance

SuperRatings Platinum Performance rating for 15 years in a row.

The security that comes with size and experience

We have $300+ billion in super savings for close to 2.4 million members. And our world-class investments are just one way we’re delivering on our promise of more super, together.

Your super, your way

There are now up to 16 different investment options for you to choose from.

QSuper Lifetime

Let us invest for you

Our industry-leading investment option automatically adjusts your investment strategy based on your age and account balance.

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Diversified options

You'd like some control with some direction

Choose from a range of diversified investment options that we've designed for different goals and manage for you. 

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Asset class options

You take control

Use our range of asset class options as building blocks to mix and manage your own investment portfolio. 

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Choose what's right for you

You can check and change investment options anytime in Member Online. Or you can use our online advice tool to help you decide which options suit you best.

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Focused on lower fees

When it comes to fees, you need the whole picture. And with us, what you see is what you get. As a profit-for-members fund, we’ll help you understand exactly what you’re paying.

Our fees and costs

Working to protect your future (and theirs)

We provide affordable insurance for you and your loved ones, so you can feel supported when times are tough. Plus, we have the fastest income protection claim time in the industry.2

Our insurance options

It's more super, together 

As a QSuper account holder, you're part of one of the largest super funds in Australia. Our size and strength can give you even more choice over your working life. And support you when you retire.

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Not a QSuper member? Find out if you can join

1. Over the 10 years to 30 September 2024, our High Growth option returned 9.50% p.a. Our returns are after Investment fees and costs, Transaction costs and where applicable, investment taxes, but before administration fees and costs. From 1 July 2024 the Lifecycle Investment Strategy pools changed, with members under age 50 invested 100% in the High Growth Pool. Members over age 50 transition into a mix of High Growth, Balanced and Cash pools over time. Refer to the Investment Guide for more information about the Lifecycle Investment Strategy. From 1 July 2024, for members under the age of 50, the Lifecycle Investment Strategy invests 100% in the High Growth Pool. The High Growth Pool commenced on 1 July 2024 and has identical investments to the High Growth option. To show the returns for the High Growth Pool up to 30 June 2024, we have used the returns of the Growth option (which commenced on 28 February 2022 and adopted the investment strategy of the pre-merger Sunsuper Growth option) for periods prior to 28 February 2022. Actual returns will differ for individuals. Source: SuperRatings Fund Crediting Rate Survey - SR50 Growth (77-90) Index and Growth (77-90) category, 30 September 2024. The SR50 Growth (77-90) Index and Growth (77-90) category comprise selected investment options with a similar asset allocation to growth style assets between 77-90%. Past performance is not a reliable indicator of future performance. Ratings and awards are only one factor to be taken into account when deciding to invest. Investment returns are net of investment fees and costs, transaction costs, and investment taxes (where applicable). Products issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL No. 228975) as trustee for Australian Retirement Trust (ABN 60 905 115 063). Consider the Super Savings product disclosure statements and TMDs before deciding.

2. Based on the average amount of time it took our insurer to decide whether to accept or decline a claim for payment in the period 1 January 2023 to 31 December 2023. Source: Moneysmart Life insurance claims comparison tool. Data in this tool is reported by life insurers and friendly societies to the Australian Prudential Regulation Authority (APRA). Accessed 2 Sept 2024.