In a nutshell

Self Invest is a direct investment option that gives you greater control and flexibility over how your super is invested.

Directly investing super isn’t for everyone. But for those who like to get involved, there’s Self Invest. It’s an option that lets you take an active role in how your super is invested, by directly investing in shares, term deposits or exchange traded funds.

Self Invest lets you choose how your money is invested. You can buy and sell investments, track your performance and access comprehensive market research, all through Member Online.

With low ongoing fees and the latest research and data, it’s a genuine alternative to a self-managed super fund (SMSF).

To get started, just transfer money from your other QSuper investment options to Self Invest through Member Online.

Your Investment choices

You can select and manage individual investments from the following types of investment assets:

Australian shares

Pick and choose which shares to invest in from some of Australia’s largest companies listed on the S&P/ASX 300.

Exchange traded funds (ETFs)

Access a wide range of Australian and international companies through a selection of pre-mixed portfolios that are conveniently bundled together for you, much like a managed fund.

Term deposits

If you’re after certainty about your rate of return, you can choose term deposits from some of Australia’s major banks. Terms range from 30 to 365 days.

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How it works

Self Invest is an online option accessible through Member Online, so you can take control of your super at a time and place that suits you.

You can get started by transferring funds into Self Invest from one of your other QSuper managed options. We’ll create a transaction account for you, and from there you’re all set to start investing in shares, ETFs or term deposits.

Why it’s great

Here are just some of the benefits of Self Invest:

  • low ongoing fees and costs  
  • you can buy and sell investments in real-time, whenever it suits you
  • you’ll have access to the latest market research and data
  • you have some control over the costs and tax you pay, based on how you manage your investments.

In many ways, it’s like an SMSF, but without the hassles normally associated with taking control – we do all the administration and reporting for you.

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Is it for you?

Self Invest offers a genuine, low-cost opportunity to take control of how your super’s invested. But there are a few things you should keep in mind before deciding if it’s right for you.

There’s a level of risk that comes with handling things yourself. And as with any investment, there’s the potential to incur losses.

There are a number of ways to find out more about Self Invest and how it works. You can read the Self Invest Guide, read through the FAQs, or watch the Self Invest video tutorials.

You should also really think about getting personal advice from a qualified financial adviser before deciding if Self Invest is right for you. You can also get advice on a range of super and retirement topics from QInvest from as little as $55.

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How to get started

Just log in to Member Online and make a transfer of at least $5,000 to Self Invest from your other QSuper investment options.

You’ll need to have a balance of $50,000 or more in your Accumulation or Income account to use Self Invest. 

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