In a nutshell

Self Invest is a direct investment option that gives you greater control and flexibility over how your super is invested.

Directly investing super isn’t for everyone. But for those who like to get involved, there’s Self Invest. It’s an option that lets you take an active role in how your super is invested, by directly investing in shares, term deposits or exchange traded funds.

Self Invest lets you choose how your money is invested. You can buy and sell investments, track your performance and access comprehensive market research, all through Member Online.

With low ongoing fees and the latest research and data, it’s a genuine alternative to a self-managed super fund (SMSF).

To get started, just transfer money from your other QSuper investment options to Self Invest through Member Online.

Your Investment choices

You can select and manage individual investments from the following types of investment assets:

Australian shares

Pick and choose which shares to invest in from some of Australia’s largest companies listed on the S&P/ASX 300.

Exchange traded funds (ETFs)

Access a wide range of Australian and international companies through a selection of pre-mixed portfolios that are conveniently bundled together for you, much like a managed fund.

Term deposits

If you’re after certainty about your rate of return, you can choose term deposits from some of Australia’s major banks. Terms range from 30 to 365 days.

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How it works

Self Invest is an online option accessible through Member Online, so you can take control of your super at a time and place that suits you.

You can get started by transferring funds into Self Invest from one of your other QSuper managed options. We’ll create a transaction account for you, and from there you’re all set to start investing in shares, ETFs or term deposits.

Why it’s great

Here are just some of the benefits of Self Invest:

  • you have direct access to a wide range of shares, ETF's and term deposits, with the ability to buy and sell in real-time, whenever it suits you
  • you'll have access to the latest market research and data
  • you have some control over the costs and tax you pay, based on how you manage your investments.

In many ways, it’s like an SMSF, but without the hassles normally associated with taking control – we do all the administration and reporting for you.

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Is it for you?

Self Invest offers a genuine, low-cost opportunity to take control of how your super’s invested. But there are a few things you should keep in mind before deciding if it’s right for you.

There’s a level of risk that comes with handling things yourself. And as with any investment, there’s the potential to incur losses.

There are a number of ways to find out more about Self Invest and how it works. You can read the Self Invest Guide or read through the FAQs.

As a valued member, you have access to QInvest1 financial advisers. QInvest offers affordable personal financial advice and you can even use money on your Accumulation account to pay part of the cost.

1. QInvest Limited (ABN 35 063 511 580, AFSL 238274) is a separate legal entity responsible for the financial services it provides. You may be able to deduct some of the advice fees that relate to your QSuper account from your QSuper Accumulation or Income account. The amount we can deduct will depend on your situation and the type of advice you receive, and on maintaining a minimum account balance.
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How to get started

You'll need to have a balance of $20,000 or more in your Accumulation or standard Income account to use Self Invest.

Please note, Self invest is not available for Transition to Retirement Income accounts.

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