Self Invest is closed to new investors. This information is for existing Self Invest users.
What is an exchange-traded fund (ETF)?
Exchange-traded funds (ETFs) offer access to a wide range of Australian and international companies through a selection of pre-mixed portfolios. They are structured like a managed fund and can be traded like shares on the Australian Securities Exchange (ASX).
Benefits of ETFs
- Low cost
Compared to other managed investments, ETFs offer Self Invest users a low cost way to invest in a wide range of Australian and international companies.
- Easy to trade
ETFs can be traded like shares on the Australian Securities Exchange (ASX) continuously throughout the day, online, and in real time.
- Provides diversification
Self Invest users can use ETFs to spread their money over a range of securities, or gain exposure to a specific sector or investment group.
Available ETFs
Self Invest offers a variety of ETFs for you to choose from. A maximum of 85% of your total QSuper Accumulation or Retirement Income account balance can be held in ETFs, and maximum exposure limits apply to each (represented as a percentage of your total balance, at the time of transacting).1
Please check the provider's Target Market Determination before choosing their product in Self Invest.
How much it costs
Fees and costs apply for investing your super in Self Invest, and are also charged when you buy and sell an ETF. Most of the fees and costs will be deducted from your Self Invest transaction account. An ETF management fee also applies, which will be deducted from the ETF by the ETF manager before the return is declared.
Find out more about fees and costs in Self Invest or see the
Self Invest Guide (pdf).
Risks of ETFs
As an asset class, ETFs are considered to be a high risk investment, however individual ETFs can carry a lower risk, such as one that invests in a diverse range of bonds. When you invest in ETFs, you need to be prepared to accept a level of volatility and the possibility of negative returns.
Find out more about the risks of Self Invest.
You should also check the provider's website for their ETF product's Target Market Determination before choosing the ETF in Self Invest.
How we select ETFs
The ETFs listed in the tables above have been selected based on the following criteria. Each ETF must have:
- Product quality: Lonsec ETF rating of 'Highly Recommended' at each review
- Scale and liquidity: Funds under management (FUM) of at least $100 million
- Liquidity: Average monthly trading volume of at least $10 million (measured over the past 12 months)
- Low fees: Cost no greater than 1% p.a.
- Class category: Excluding cash, currency, and leveraged ETFs.
Watch list
ETFs that no longer meet the ETF criteria at the time of review will be placed on the watch list below at our discretion.
Please note:
- You can continue to invest in the ETFs listed on the watch list
- We may remove these ETFs in the future if they continue not to meet our selection criteria
- When an ETF is no longer available on Self Invest, you can continue to hold that ETF but you cannot increase the amount you have invested in that ETF.
Watch list as at 1 September 2024
Show content
Description |
ASX code |
Reason for no longer meeting the ETF criteria |
Vanguard Australian Shares Index ETF |
VAS |
Insufficient Lonsec Research rating |
ETFS Physical Gold |
GOLD |
Insufficient Lonsec Research rating |
iShares Core Cash ETF |
BILL |
Cash and currency securities not eligible |
iShares Enhanced Cash ETF |
ISEC |
Cash and currency securities not eligible |
How much can you invest in each ETF?
To help you keep your super investments diversified, we set a maximum exposure limit on how much of your Self Invest balance you can invest in each particular ETF.
This approach benefits you as an investor because it identifies high quality ETF providers, with ETFs of significant scale, liquidity, and affordability.
1. The ETFs available through Self Invest could change from time to time.