• Personal
  • Employers
  • Advisers
  • Calculators & forms
  • News Hub
  • Contact us
QSuper QSuper
  • Products
    • Why QSuper
    • Investment options
    • Fees
    • Financial advice
    • Compare us
    • Insurance
    • Account types
      • Accumulation account
      • Retirement Income account
      • Transition to Retirement Income account
      Why QSuper?

      #1 fund for weathering market ups and downs3

      More reasons to join
  • Super
    • Grow your super
      • Salary sacrifice
      • Super co-contribution
      • Voluntary contributions
      • Spouse contributions
      • Contribution caps
      • Tax deductions
    • Consolidate your super
    • Find your lost super
    • Changing jobs
    • Nominate beneficiaries
    • Early access
    • Seminars and education
  • Retirement
    • Why retire with QSuper
    • How much super do you need to retire
    • Retirement planning
      • Make your super last in retirement
      • The Age Pension and Super
    • Retirement Income account
    • Access your super
      • When can you access your super
      • Withdraw your super
    • Transition to retirement strategy
    • Seminars and education
      Award winning

      SuperRatings' Pension of the Year three years in a row4

      Find out more
  • Investments
    • Investment options
      • Lifetime
      • Moderate
      • Balanced
      • Socially Responsible
      • Aggressive
      • Cash
      • Diversified Bonds
      • Australian Shares
      • International Shares
      • Self Invest
    • Performance
      • Overview
      • Graphs
      • Unit prices
    • Compare options
    • Change your investment options
  • Insurance
    • Insurance options
      • Income protection
      • Total & permanent disability cover
      • Death cover
    • How much insurance cover do you need
    • Change or cancel your insurance
    • Make an insurance claim
  • Advice
  • Calculators & forms
  • News Hub
  • Contact us
Join
  • Call
Join Log In - Open navigation
Member Online

Forgot username?
Forgot password?
Register
 
Upcoming outage

Due to required maintenance, QSuper Member Online will be unavailable from 9pm Friday, 26th February to 7am Saturday, 27th February 2021. We apologise for any inconvenience caused.

Navigation

QSuper
  • Personal
  • Employers
  • Advisers
  • Search
  • Join Log In
  • Products Expand
    • Why QSuper
    • Investment options
    • Insurance
    • Fees
    • Financial advice
    • Account types Expand
      • Accumulation account
      • Retirement Income account
      • Transition to Retirement Income account
    • Compare us
  • Super Expand
    • Consolidate your super
    • Grow your super Expand
      • Salary sacrifice
      • Super co-contribution
      • Voluntary contributions
      • Spouse contributions
      • Contribution caps
      • Tax deductions
    • Find your lost super
    • Changing jobs
    • Nominate beneficiaries
    • Early access
    • Seminars and education
  • Retirement Expand
    • Why retire with QSuper
    • How much super do you need to retire
    • Retirement planning Expand
      • Make your super last in retirement
      • The Age Pension and Super
    • Access your super Expand
      • When can you access your super
      • Withdraw your super
    • Transition to retirement strategy
    • Retirement Income account
    • Seminars and education
  • Investments Expand
    • Performance Expand
      • Overview
      • Graphs
      • Unit prices
    • Investment options Expand
      • Lifetime
      • Moderate
      • Balanced
      • Socially Responsible
      • Aggressive
      • Cash
      • Diversified Bonds
      • Australian Shares
      • International Shares
      • Self Invest
    • Compare options
    • Change your investment options
  • Insurance Expand
    • Insurance options Expand
      • Income protection
      • Total & permanent disability cover
      • Death cover
    • How much insurance cover do you need
    • Change or cancel your insurance
    • Make an insurance claim
  • Advice
  • Your account Expand
    • Online Advice
    • Super Expand
      • Consolidate
      • Investments
      • Add to super
      • Insurance
      • Account history & statements
    • Profile Expand
      • Security and Authorities
      • Employer
      • Employer
      • Personal details
      • Beneficiaries
    • Self Invest
  • Calculators & forms Expand
    • Superannuation & Retirement Calculators Expand
      • Retirement planning
      • Insurance
      • Maximise your super
      • Savings
      • Investing
    • Forms Expand
      • All
      • Claims and withdrawals
      • Deposits and contributions
      • Insurance
      • Investments
      • Transfers
      • Other forms
    • Publications Expand
      • PDS
      • Guides
      • Annual reports
      • Factsheets
      • Other publications
  • News Hub Expand
    • Category Expand
      • News
      • Superannuation
      • Retirement
      • Finances
      • Investments
      • Career
      • Wellbeing
      • Employer
  • Contact us Expand
    • Email QSuper
    • Language assistance
    • Browser support
    • Formal enquiries and complaints
    • FAQs – Frequently Asked Questions
    • QSuper Member Centres

News Hub

All Articles News Superannuation Retirement Finances Investments Career Wellbeing
News Hub News

QSuper: An industry leader in times of volatility

News Investments Superannuation
24 April 2020 5 min read

QSuper’s Balanced investment option has led the industry in investment performance over the past three months of extreme volatility and is an industry leader over 1, 3, 5 and 10 years.

This is evidence of our unique investment strategy in action.

At QSuper, we take the responsibility of looking after our 585,000 members' financial futures very seriously.

The recent health crisis caused by coronavirus is having significant impact on share markets around the world, which has understandably caused concern for many QSuper members.

Despite this ongoing market volatility, our Balanced investment option has led the industry for investment performance for the three-month period ending 31 March 2020, according to research agency, SuperRatings.1

Our Balanced investment option is also an industry leader over the past year and decade, delivering a return over the past year of 0.44% and an average of 7.43% over the past 10 years to 31 March 2020.2

While many super funds have experienced negative returns recently, QSuper is one of only three super funds listed by SuperRatings1 to deliver a positive investment return for the Balanced investment option over the last 12 months to 31 March 2020 – making us a market leader in growing our members’ retirement savings.

Balanced investment option returns – as at 31 March 2020

bar graph

Source: The table above shows the after fees and taxes return for QSuper’s Accumulation account Balanced option, excluding fixed administration, contribution and switching fees and insurance premiums. It also shows the after fees and taxes return for the SuperRatings SR50 Balanced (60-76) Index using median returns, excluding fixed administration, contribution and switching fees and insurance premiums. SuperRatings does not issue, sell, guarantee or underwrite this product.

QSuper Chief Investment Officer (CIO), Charles Woodhouse, said that QSuper’s position in the ratings table was evidence of the Fund’s unique investment strategy in action – one that aims to smooth the ups and downs of the market.

"I know that market volatility makes some of our members very anxious. The reality is that short-term low or even negative returns are an expected part of a long-term investment portfolio. Nevertheless, some QSuper members may be concerned about how their super balance has been impacted over the short term,” he said.

Your super is a big deal – but not a one-year deal – so where possible investors should consider the long term when looking at investment returns.”

Watch our market insights online broadcast to hear more from our CIO, Charles Woodhouse.

Our investment strategy in action

Our strategy aims to invest in a “risk-balanced” way. To put that another way, most other super funds seek asset diversity. Here at QSuper, we pursue risk diversity.

What that means for our members is decreased equity risk and increased exposure to other asset classes, led by bonds (which tend to go up and down at opposite times to shares), as well as direct infrastructure, real estate, private equity, and alternative investments.

This means that compared to most other super funds, less of our members’ money is invested in the share market, so our members’ superannuation account balances are more protected from the effects of sudden share market downturns.

Find out more about market volatility and how our investment strategy works.

Heart

We’re here to help

For over 100 years QSuper has been there for members – in the good times and the tough ones – and today is no different.

Read more about coronavirus and your super

Book a financial advice appointment

View recent investment performance

Register for an online seminar

Not a member? Open an account today
Join now

1. SuperRatings Fund Crediting Rate Survey, March 2020. SR50 Balanced Index (60-76). Past performance may not be a reliable indicator of future performance. QSuper’s Accumulation account, Balanced option only, ranked first over three months, to 31 March 2020. SuperRatings does not issue, sell, guarantee, or underwrite this product. Ratings, awards or investment returns are only one factor that you should consider when deciding how to invest your super. Go to www.superratings.com.au for details of its ratings criteria.

2. SuperRatings Fund Crediting Rate Survey, March 2020. SR50 Balanced Index (60-76), QSuper Accumulation account Balanced option only, ranked third over one year and fourth over 10 years to 31 March 2020. Based on cumulative returns compounded annually after fees and taxes excluding fixed administration, contribution, switching fees and insurance premiums. SuperRatings does not issue, sell, guarantee or underwrite this product. For details on the methodology refer to superratings.com.au. Past performance may not be a reliable indicator of future performance.

Related Content
volatility QSuper Market Insight
16 Apr 5 MIN READ

Watch QSuper’s Chief Investment Officer discussing the latest market insights and QSuper’s performance.

Read more
Investments
IF YOU ENJOYED THIS ARTICLE, YOU MIGHT ALSO LIKE...
volatility QSuper Market Insight
16 Apr 5 MIN READ

Watch QSuper’s Chief Investment Officer discussing the latest market insights and QSuper’s performance.

Read more
Investments
Market Market volatility: Your questions answered
23 Mar 5 MIN READ

Your super is a big deal, not a one-year deal. Learn about long-term investments

Read more
Investments News
Coronavirus and market volatility Coronavirus and market volatility
09 Mar 6 MIN READ

Keeping market volatility in perspective

Read more
Superannuation News
Coins chessboard The advantage of liquidity
24 Mar 5 MIN READ

Learn how the QSuper investment team manage long-term investments

Read more
Investments News
All Articles News Superannuation Retirement Finances Investments Career Wellbeing
  • Our products
    • Why QSuper?
    • Investment options
    • Fees
    • Insurance
    • Financial advice
  • Super & retirement
    • How much do you need?
    • Grow your super
    • Consolidate
    • Changing jobs
    • Seminars
    • Access your super
  • Investments
    • Performance
    • Unit prices
    • Graphs
    • Compare options
  • Calculators & Forms
    • Calculators
    • Forms
    • Publications
  • Contact us
    • 1300 360 750
      Mon-Fri   8.00am to 6.00pm AEST
  • About us
  • Careers
  • Sitemap
  • Privacy
  • Security
  • Disclaimer
  • Terms and conditions
  • Disclosure
© QSuper Board
2020 awards
Facebook Twitter LinkedIn YouTube