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Investments

We aim to provide strong, long-term performance and investment options that are tailored to your needs.

Performance

Performance graphs

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QSuper investment options

2 icons

Lifetime

Default
Let us manage your investments

Lifetime is a unique investment option that automatically personalises your investment strategy based on your age and account balance, helping you get the most out of your super, at every stage of your life.1

Total fee:2 0.42% - 0.74% p.a. of your balance depending on your Lifetime group.

Find out more
2 icons

Diversified and Single Sector

Take some control

Choose from a range of investment options that are aligned to your goals.

Diversified options:
Moderate, Balanced, Socially Responsible or Aggressive

Single sector options:
Cash, Diversified Bonds, International Shares or Australian Shares

Total fee:2 0.22% - 0.69% p.a.

Find out more
2 icons

Self Invest

Make all the decisions

Take full control of where your super is invested. You can invest in:

  • S&P/ASX 300 shares
  • Exchange traded funds (ETFs)
  • Term deposits

Fees: $299 p.a. + 0.16% p.a. + brokerage fees

Find out more

You can check your current investment options in Member Online or our app.

Let us take care of your super

At QSuper, we know that many people just want the peace of mind of knowing their investment strategy is in the hands of someone they can trust.

That's why we offer a default investment option called Lifetime.

Lifetime personalises your investment strategy for every stage of your life. Every six months, we assess your age and account balance so you don't need to worry about making adjustments to your super as your circumstances change.

Choose your own investment strategy

If you want to have more control over your super, you can choose from a range of our Diversified and Single Sector or Self Invest investment options. When making an investment choice, make sure you consider:

  • How long your money will be invested for
  • The level of risk you can, or should, take to achieve your goals
  • How involved you want to be in managing your super.

When it comes to choosing the best super investment strategy for your needs, getting some professional guidance can help.

 

The QSuper difference

Your super is likely to be one of the biggest investments of your life. We understand that, and with more than one hundred years of experience, you can have the confidence to enjoy today, knowing we're working hard to look after your retirement savings.

Strong performance

Our unique superannuation investment approach aims to provide strong returns over the long term, with fewer ups and downs along the way.

Our size offers opportunity

As one of Australia's largest super funds, we have access to assets that are not available to individuals, Self Managed Super Funds (SMSFs), and even other super funds.

Lower fees to maximise your returns

Our administration and investment management fees are among the lowest of any super fund in Australia.3

Learn what else to consider when finding the best super fund in Australia.

Why QSuper?

Profit for members

Being a profit for members fund means that we don't have shareholders so our interests are aligned with yours.

Award-winning

We have been recognised for value for money by receiving SuperRating's Best value for money Platinum Performance rating for 11 consecutive years.

#1 in member satisfaction

Across the 14 largest super funds, QSuper ranks the highest for member satisfaction with financial performance.4

100 years strong

We're proud to help more than half a million members feel good about their future.

Join today

Join half a million Australians who are already enjoying the QSuper feeling.

Join now

1. For Accumulation accounts only.
2. Our total fee includes administration fees, investment fees, and indirect cost ratio.
3. Chant West Super Fund Survey, March 2020. The Chant West data is based on information provided by third parties that is believed to be accurate. Chant West does not issue, sell, guarantee or underwrite this product. The findings are based on account balances of $25,000 and $50,000. Only administration and investments fees and costs are covered. Fees are gross of income tax. Go to chantwest.com.au for further information about the methodology used and Chant West's Financial Services Guide. For the QSuper investment options: Lifetime option Focus 1, Aggressive, Growth and Moderate.
4. Roy Morgan, Superannuation Satisfaction: Satisfaction with Financial Performance of Superannuation in Australia. 6 months to April 2020, n=5,532, Base: Australians aged 14+ with work based or personal Superannuation. 14 largest super funds based on customer numbers.

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